Navient Corporation SR NT 6% 121543 (JSM) is a Financial - Credit Services company in the Financial Services sector, currently trading at $18.28. It has a SharesGrow Score of 40/100, indicating a mixed investment profile with 1 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of JSM = $19.04 (+4.1% from the current price, the stock appears fairly valued). Analyst consensus target is JSM = $18 (-4.3% upside).
Valuation: JSM trades at a trailing Price-to-Earnings (P/E) of -22.7 (S&P 500 average ~25).
Financials: revenue is $3.1B, +49%/yr average growth. Net income is $80M (loss), growing at -89.4%/yr. Net profit margin is -2.6% (negative). Gross margin is 95.2% (+9 pp trend).
Balance sheet: total debt is $5.1B against $2.4B equity (Debt-to-Equity (D/E) ratio 2.11, leveraged). Current ratio is 0.41 (tight liquidity). Debt-to-assets is 10.4%. Total assets: $48.7B.
Analyst outlook: 0 / 2 analysts rate JSM as buy (0%) — mixed sentiment.
SharesGrow 7-Criteria breakdown: Value 35/100 (Fail), Growth 58/100 (Partial), Past 75/100 (Partial), Health 0/100 (Fail), Moat 74/100 (Pass), Future 26/100 (Fail), Income 10/100 (Fail).
