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MFA Financial, Inc. MFA NYSE

NYSE • Real Estate • REIT - Mortgage • US • USD

SharesGrow Score
69/100
4/7 Pass
SharesGrow Intrinsic Value
$21.09
+109.3%
Analyst Price Target
$10.25
+1.7%

MFA Financial, Inc. (MFA) is a REIT - Mortgage company in the Real Estate sector, currently trading at $10.08. It has a SharesGrow Score of 69/100, indicating a above average investment profile with 4 out of 7 criteria passed.

SharesGrow calculates the intrinsic value of MFA = $21.09 (+109.3% from the current price, the stock appears undervalued). Analyst consensus target is MFA = $10 (+1.7% upside).

Valuation: MFA trades at a trailing Price-to-Earnings (P/E) of 5.8 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 0.61.

Financials: revenue is $875M, +91.2%/yr average growth. Net income is $177M, growing at +76.5%/yr. Net profit margin is 20.2% (strong). Gross margin is 96.2% (+22.8 pp trend).

Balance sheet: total debt is $11.0B against $1.8B equity (Debt-to-Equity (D/E) ratio 6.01, leveraged). Current ratio is 2.18 (strong liquidity). Debt-to-assets is 84.3%. Total assets: $13.0B.

Analyst outlook: 8 / 22 analysts rate MFA as buy (36%) — mixed sentiment.

SharesGrow 7-Criteria breakdown: Value 88/100 (Pass), Growth 100/100 (Pass), Past 75/100 (Partial), Health 33/100 (Fail), Moat 70/100 (Pass), Future 34/100 (Fail), Income 85/100 (Pass).

$10.25
▲ 1.69% Upside
Average Price Target
The 12-month price target for MFA Financial, Inc. is $10.25.

MFA SharesGrow Score Overview

69/100
SharesGrow Score
Above average fundamentals
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VALUE 88/100
Valuation — P/E, PEG, Forward PEG
GROWTH 100/100
Financials — average growth
PAST 75/100
strong — trend
HEALTH 33/100
Balance sheet — Debt-to-Equity (D/E) ratio, Current ratio is
MOAT 70/100
Gross margin is + market cap
FUTURE 34/100
Analyst outlook — as buy
INCOME 85/100
Net profit margin is
Scores derived from financial statements, analyst ratings, and balance sheet data.

Score Breakdown — MFA

VALUE Pass
88/100
MFA trades at a trailing Price-to-Earnings (P/E) of 5.8 (S&P 500 average ~25). Forward PEG 0.61 — Peter Lynch undervalued (≤1.0). Trailing PEG 0.09. Analyst consensus target is $10, implying -0.8% from the current price $10. Composite: Price-to-Earnings (20%) + Forward Price/Earnings-to-Growth (35%) + upside (25%) + trailing PEG (20%). ≥ 60 = Pass.
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GROWTH Pass
100/100
MFA: +91.2%/yr revenue is, +76.5%/yr Net income is average growth. > 5%/yr — strong. Score: >20%/yr = 100, >10% = 80, >5% = 65, >0% = 45, < 0 = 15.
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PAST Partial
75/100
MFA: 3 / 4 years profitable. mixed. Score = 3 / 4 × 100. ≥ 80 = Pass.
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HEALTH Fail
33/100
Balance sheet MFA: Debt-to-Equity (D/E) ratio 6.01 (leveraged), Current ratio is 2.18 (strong liquidity). Debt-to-Equity < 0.5, Current Ratio > 1.5, Interest Coverage > 8x = ideal. ≥ 70 = Pass.
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MOAT Pass
70/100
MFA: Gross margin is 96.2% (+22.8 pp trend), $1B market cap. Moat (0-100): margin (35%) + trend (15%) + market cap (30%) + revenue is (20%). Score 70/100. ≥ 70 = Pass.
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FUTURE Fail
34/100
Analyst outlook: 8 / 22 analysts rate MFA as buy (36%). Analyst consensus target is $10 (-0.8% upside). Score: 60% buy consensus + 40% upside. ≥ 60 = Pass.
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INCOME Pass
85/100
MFA: Net profit margin is 20.2%. healthy (≥15%). Score: ≥30% = 100, ≥20% = 85, ≥15% = 70, ≥10% = 55, ≥5% = 45, ≥0% = 30, < 0 = 10.
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Stock Chart & Stats

Market Data
52-Week Range7.85-10.57
Volume1.24M
Avg Volume (30D)1.43M
Market Cap$1.03B
Beta (1Y)1.62
Dividend Yield$1.4400
Share Statistics
EPS (TTM)1.71
Shares Outstanding$103.68M
IPO Date1998-04-13
Employees348
CEOCraig L. Knutson
Financial Highlights & Ratios
Revenue (TTM)$875.24M
Gross Profit$841.79M
EBITDA$690.03M
Net Income$176.78M
Operating Income$690.03M
Total Cash$213.21M
Total Debt$10.99B
Net Debt$10.78B
Total Assets$13.05B
Price / Earnings (P/E)5.9
Price / Sales (P/S)1.18
Analyst Forecast
1Y Price Target$10.25
Target High$10.25
Target Low$10.25
Upside+1.7%
Rating ConsensusHold
Analysts Covering22
Buy 36% Hold 64% Sell 0%
Price Target Summary
Company Info
CountryUS
ExchangeNYSE
CurrencyUSD
ISINUS55272X6076

Price Chart

MFA
MFA Financial, Inc.  ·  NYSE
Real Estate • REIT - Mortgage
7.85 52WK RANGE 10.57
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