Midland States Bancorp, Inc. (MSBI) is a Banks - Regional company in the Financial Services sector, currently trading at $23.71. It has a SharesGrow Score of 44/100, indicating a mixed investment profile with 1 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of MSBI = $13.86 (-41.6% from the current price, the stock appears overvalued). Analyst consensus target is MSBI = $23 (-3.7% upside).
Valuation: MSBI trades at a trailing Price-to-Earnings (P/E) of -4.3 (S&P 500 average ~25).
Financials: revenue is $468M, +147.2%/yr average growth. Net income is $124M (loss), growing at -322.3%/yr. Net profit margin is -26.6% (negative). Gross margin is 57.4% (-22.5 pp trend).
Balance sheet: total debt is $432M against $565M equity (Debt-to-Equity (D/E) ratio 0.76, moderate). Current ratio is 27.46 (strong liquidity). Debt-to-assets is 6.6%. Total assets: $6.5B.
Analyst outlook: 0 / 4 analysts rate MSBI as buy (0%) — mixed sentiment.
SharesGrow 7-Criteria breakdown: Value 64/100 (Pass), Growth 58/100 (Partial), Past 50/100 (Partial), Health 50/100 (Partial), Moat 49/100 (Partial), Future 26/100 (Fail), Income 10/100 (Fail).
