Northpointe Bancshares, Inc. (NPB) is a Banks - Regional company in the Financial Services sector, currently trading at $18.81. It has a SharesGrow Score of 66/100, indicating a above average investment profile with 5 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of NPB = $59.60 (+216.9% from the current price, the stock appears undervalued). Analyst consensus target is NPB = $14 (-28.2% upside).
Valuation: NPB trades at a trailing Price-to-Earnings (P/E) of 3.3 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 0.34.
Financials: revenue is $471M, +13.4%/yr average growth. Net income is $83M, growing at +53.3%/yr. Net profit margin is 17.7% (healthy). Gross margin is 50.9% (-27.8 pp trend).
Balance sheet: total debt is $1.5B against $569M equity (Debt-to-Equity (D/E) ratio 2.7, leveraged). Current ratio is 1.19 (adequate). Debt-to-assets is 21.9%. Total assets: $7.0B.
Analyst outlook: 1 / 1 analysts rate NPB as buy (100%) — strong consensus.
SharesGrow 7-Criteria breakdown: Value 78/100 (Pass), Growth 90/100 (Pass), Past 100/100 (Pass), Health 17/100 (Fail), Moat 43/100 (Fail), Future 64/100 (Pass), Income 70/100 (Pass).
