Oxford Bank Corporation (OXBC) is a Banks - Regional company in the Financial Services sector, currently trading at $42.00. It has a SharesGrow Score of 67/100, indicating a above average investment profile with 4 out of 7 criteria passed.
Financials: revenue is $58M, +18.6%/yr average growth. Net income is $11M, growing at +9.8%/yr. Net profit margin is 18.7% (healthy). Gross margin is 77.8% (-21 pp trend).
Balance sheet: total debt is $14M against $110M equity (Debt-to-Equity (D/E) ratio 0.13, conservative). Current ratio is 0.28 (tight liquidity). Debt-to-assets is 1.3%. Total assets: $1.1B.
SharesGrow 7-Criteria breakdown: Value 100/100 (Pass), Growth 73/100 (Pass), Past 100/100 (Pass), Health 33/100 (Fail), Moat 35/100 (Fail), Future ?/100 (Fail), Income 70/100 (Pass).