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PagSeguro Digital Ltd. PAGS NYSE

NYSE • Technology • Software - Infrastructure • BR • USD

SharesGrow Score
67/100
5/7 Pass
SharesGrow Intrinsic Value
$18.33
+68.2%
Analyst Price Target
$12.18
+11.7%

PagSeguro Digital Ltd. (PAGS) is a Software - Infrastructure company in the Technology sector, currently trading at $10.90. It has a SharesGrow Score of 67/100, indicating a above average investment profile with 5 out of 7 criteria passed.

SharesGrow calculates the intrinsic value of PAGS = $18.33 (+68.2% from the current price, the stock appears undervalued). Analyst consensus target is PAGS = $12 (+11.7% upside).

Valuation: PAGS trades at a trailing Price-to-Earnings (P/E) of 7.3 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 0.76.

Financials: revenue is $19.4B, +8.6%/yr average growth. Net income is $2.1B, growing at +12%/yr. Net profit margin is 10.7% (healthy). Gross margin is 50.6% (-0.1 pp trend).

Balance sheet: total debt is $44.3B against $14.6B equity (Debt-to-Equity (D/E) ratio 3.03, leveraged). Current ratio is 1.36 (adequate). Debt-to-assets is 59.6%. Total assets: $74.4B.

Analyst outlook: 15 / 24 analysts rate PAGS as buy (63%) — moderate consensus.

SharesGrow 7-Criteria breakdown: Value 88/100 (Pass), Growth 73/100 (Pass), Past 100/100 (Pass), Health 17/100 (Fail), Moat 74/100 (Pass), Future 61/100 (Pass), Income 55/100 (Partial).

$12.18
▲ 11.74% Upside
Average Price Target
Based on 24 Wall Street analysts offering 12-month price targets for PagSeguro Digital Ltd., the average price target is $12.18, with a high forecast of $14.00, and a low forecast of $7.70.
Highest Price Target
$14.00
Average Price Target
$12.18
Lowest Price Target
$7.70

PAGS SharesGrow Score Overview

67/100
SharesGrow Score
Above average fundamentals
View full scorecard →
VALUE 88/100
Valuation — P/E, PEG, Forward PEG
GROWTH 73/100
Financials — average growth
PAST 100/100
strong — trend
HEALTH 17/100
Balance sheet — Debt-to-Equity (D/E) ratio, Current ratio is
MOAT 74/100
Gross margin is + market cap
FUTURE 61/100
Analyst outlook — as buy
INCOME 55/100
Net profit margin is
Scores derived from financial statements, analyst ratings, and balance sheet data.

Score Breakdown — PAGS

VALUE Pass
88/100
PAGS trades at a trailing Price-to-Earnings (P/E) of 7.3 (S&P 500 average ~25). Forward PEG 0.76 — Peter Lynch undervalued (≤1.0). Analyst consensus target is $12, implying +10.1% from the current price $11. Composite: Price-to-Earnings (20%) + Forward Price/Earnings-to-Growth (35%) + upside (25%) + trailing PEG (20%). ≥ 60 = Pass.
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GROWTH Pass
73/100
PAGS: +8.6%/yr revenue is, +12%/yr Net income is average growth. > 5%/yr — strong. Score: >20%/yr = 100, >10% = 80, >5% = 65, >0% = 45, < 0 = 15.
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PAST Pass
100/100
PAGS: 4 / 4 years profitable. strong — 100%. Score = 4 / 4 × 100. ≥ 80 = Pass.
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HEALTH Fail
17/100
Balance sheet PAGS: Debt-to-Equity (D/E) ratio 3.03 (leveraged), Current ratio is 1.36 (adequate). Debt-to-Equity < 0.5, Current Ratio > 1.5, Interest Coverage > 8x = ideal. ≥ 70 = Pass.
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MOAT Pass
74/100
PAGS: Gross margin is 50.6% (-0.1 pp trend), $3B market cap. Moat (0-100): margin (35%) + trend (15%) + market cap (30%) + revenue is (20%). Score 74/100. ≥ 70 = Pass.
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FUTURE Pass
61/100
Analyst outlook: 15 / 24 analysts rate PAGS as buy (63%). Analyst consensus target is $12 (+10.1% upside). Score: 60% buy consensus + 40% upside. ≥ 60 = Pass.
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INCOME Partial
55/100
PAGS: Net profit margin is 10.7%. thin (5-15%). Score: ≥30% = 100, ≥20% = 85, ≥15% = 70, ≥10% = 55, ≥5% = 45, ≥0% = 30, < 0 = 10.
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Stock Chart & Stats

Market Data
52-Week Range7.36-12.32
Volume2.64M
Avg Volume (30D)4.16M
Market Cap$3.22B
Beta (1Y)1.41
Dividend Yield$1.0400
Share Statistics
EPS (TTM)7.01
Shares Outstanding$295.2M
IPO Date2018-01-24
Employees6,751
CEOCarlos Mauad
Financial Highlights & Ratios
Revenue (TTM)$19.36B
Gross Profit$9.79B
EBITDA$9.04B
Net Income$2.08B
Operating Income$7.27B
Total Cash$6.72B
Total Debt$44.34B
Net Debt$42.48B
Total Assets$74.37B
Price / Earnings (P/E)1.6
Price / Sales (P/S)0.17
Analyst Forecast
1Y Price Target$13.50
Target High$14.00
Target Low$7.70
Upside+23.9%
Rating ConsensusBuy
Analysts Covering24
Buy 63% Hold 33% Sell 4%
Price Target Summary
Company Info
CountryBR
ExchangeNYSE
CurrencyUSD
ISINKYG687071012

Price Chart

PAGS
PagSeguro Digital Ltd.  ·  NYSE
Technology • Software - Infrastructure
7.36 52WK RANGE 12.32
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