Intrinsic Value of S&P & Nasdaq Contact Us

Payoneer Global Inc. PAYO NASDAQ

NASDAQ Global Market • Technology • Software - Infrastructure • US • USD

SharesGrow Score
79/100
4/7 Pass
SharesGrow Intrinsic Value
$21.73
+323.6%
Analyst Price Target
$7.50
+46.2%

Payoneer Global Inc. (PAYO) is a Software - Infrastructure company in the Technology sector, currently trading at $5.13. It has a SharesGrow Score of 79/100, indicating a strong investment profile with 4 out of 7 criteria passed.

SharesGrow calculates the intrinsic value of PAYO = $21.73 (+323.6% from the current price, the stock appears undervalued). Analyst consensus target is PAYO = $8 (+46.2% upside).

Valuation: PAYO trades at a trailing Price-to-Earnings (P/E) of 21.4 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 0.73.

Financials: revenue is $1.1B, +19.2%/yr average growth. Net income is $73M, growing at +290%/yr. Net profit margin is 7% (thin). Gross margin is 78.1% (-4.3 pp trend).

Balance sheet: total debt is $72M against $704M equity (Debt-to-Equity (D/E) ratio 0.1, conservative). Current ratio is 1 (adequate). Debt-to-assets is 0.8%. Total assets: $9.0B.

Analyst outlook: 10 / 10 analysts rate PAYO as buy (100%) — strong consensus.

SharesGrow 7-Criteria breakdown: Value 93/100 (Pass), Growth 90/100 (Pass), Past 75/100 (Partial), Health 83/100 (Pass), Moat 65/100 (Partial), Future 100/100 (Pass), Income 45/100 (Partial).

$7.50
▲ 46.2% Upside
Average Price Target
Based on 10 Wall Street analysts offering 12-month price targets for Payoneer Global Inc., the average price target is $7.50, with a high forecast of $8.00, and a low forecast of $7.00.
Highest Price Target
$8.00
Average Price Target
$7.50
Lowest Price Target
$7.00

PAYO SharesGrow Score Overview

79/100
SharesGrow Score
Strong investment profile
View full scorecard →
VALUE 93/100
Valuation — P/E, PEG, Forward PEG
GROWTH 90/100
Financials — average growth
PAST 75/100
strong — trend
HEALTH 83/100
Balance sheet — Debt-to-Equity (D/E) ratio, Current ratio is
MOAT 65/100
Gross margin is + market cap
FUTURE 100/100
Analyst outlook — as buy
INCOME 45/100
Net profit margin is
Scores derived from financial statements, analyst ratings, and balance sheet data.

Score Breakdown — PAYO

VALUE Pass
93/100
PAYO trades at a trailing Price-to-Earnings (P/E) of 21.4 (S&P 500 average ~25). Forward PEG 0.73 — Peter Lynch undervalued (≤1.0). Trailing PEG 0.21. Analyst consensus target is $8, implying +55.9% from the current price $5. Composite: Price-to-Earnings (20%) + Forward Price/Earnings-to-Growth (35%) + upside (25%) + trailing PEG (20%). ≥ 60 = Pass.
View details →
GROWTH Pass
90/100
PAYO: +19.2%/yr revenue is, +290%/yr Net income is average growth. > 5%/yr — strong. Score: >20%/yr = 100, >10% = 80, >5% = 65, >0% = 45, < 0 = 15.
View details →
~
PAST Partial
75/100
PAYO: 3 / 4 years profitable. mixed. Score = 3 / 4 × 100. ≥ 80 = Pass.
View details →
HEALTH Pass
83/100
Balance sheet PAYO: Debt-to-Equity (D/E) ratio 0.1 (conservative), Current ratio is 1 (adequate). Debt-to-Equity < 0.5, Current Ratio > 1.5, Interest Coverage > 8x = ideal. ≥ 70 = Pass.
View details →
~
MOAT Partial
65/100
PAYO: Gross margin is 78.1% (-4.3 pp trend), $2B market cap. Moat (0-100): margin (35%) + trend (15%) + market cap (30%) + revenue is (20%). Score 65/100. ≥ 70 = Pass.
View details →
FUTURE Pass
100/100
Analyst outlook: 10 / 10 analysts rate PAYO as buy (100%). Analyst consensus target is $8 (+55.9% upside). Score: 60% buy consensus + 40% upside. ≥ 60 = Pass.
View details →
~
INCOME Partial
45/100
PAYO: Net profit margin is 7%. thin (5-15%). Score: ≥30% = 100, ≥20% = 85, ≥15% = 70, ≥10% = 55, ≥5% = 45, ≥0% = 30, < 0 = 10.
View details →

Stock Chart & Stats

Market Data
52-Week Range4.08-7.665
Volume2.22M
Avg Volume (30D)4.54M
Market Cap$1.83B
Beta (1Y)1.03
Share Statistics
EPS (TTM)0.20
Shares Outstanding$361.17M
IPO Date2020-10-16
Employees2,407
CEOJohn R. Caplan
Financial Highlights & Ratios
Revenue (TTM)$1.05B
Gross Profit$821.91M
EBITDA$181.21M
Net Income$73.19M
Operating Income$124.67M
Total Cash$415.54M
Total Debt$72.33M
Net Debt$-343.2M
Total Assets$8.96B
Price / Earnings (P/E)25.7
Price / Sales (P/S)1.74
Analyst Forecast
1Y Price Target$7.50
Target High$8.00
Target Low$7.00
Upside+46.2%
Rating ConsensusBuy
Analysts Covering10
Buy 100% Hold 0% Sell 0%
Price Target Summary
Company Info
CountryUS
ExchangeNASDAQ Global Market
CurrencyUSD
ISINUS70451X1046

Price Chart

PAYO
Payoneer Global Inc.  ·  NASDAQ Global Market
Technology • Software - Infrastructure
4.08 52WK RANGE 7.67
Contact Us
🎓
SharesGrow Academy
Learn how to calculate Intrinsic Value and find undervalued stocks.
Weekly live sessions
Send us a message