PaySign, Inc. (PAYS) is a Software - Infrastructure company in the Technology sector, currently trading at $5.72. It has a SharesGrow Score of 72/100, indicating a above average investment profile with 5 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of PAYS = $27.42 (+379.4% from the current price, the stock appears undervalued). Analyst consensus target is PAYS = $9 (+57.3% upside).
Valuation: PAYS trades at a trailing Price-to-Earnings (P/E) of 42.3 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 1.43.
Financials: revenue is $82M, +29.4%/yr average growth. Net income is $8M, growing at +195.1%/yr. Net profit margin is 9.2% (thin). Gross margin is 49.2% (-5.9 pp trend).
Balance sheet: total debt is $14M against $48M equity (Debt-to-Equity (D/E) ratio 0.29, conservative). Current ratio is 1.11 (adequate). Debt-to-assets is 5.1%. Total assets: $276M.
Analyst outlook: 5 / 8 analysts rate PAYS as buy (63%) — moderate consensus.
SharesGrow 7-Criteria breakdown: Value 73/100 (Pass), Growth 100/100 (Pass), Past 100/100 (Pass), Health 83/100 (Pass), Moat 28/100 (Fail), Future 73/100 (Pass), Income 45/100 (Partial).
