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Private Bancorp of America, Inc. PBAM OTC

Other OTC • Financial Services • Banks - Regional • US • USD

SharesGrow Score
67/100
3/7 Pass
SharesGrow Intrinsic Value
N/A
Negative cash flow
Analyst Price Target
$59.00
-14.2%

Private Bancorp of America, Inc. (PBAM) is a Banks - Regional company in the Financial Services sector, currently trading at $68.78. It has a SharesGrow Score of 67/100, indicating a above average investment profile with 3 out of 7 criteria passed.

Analyst consensus target is PBAM = $59 (-14.2% upside).

Financials: revenue is $172M, +28.3%/yr average growth. Net income is $41M, growing at +22.1%/yr. Net profit margin is 23.6% (strong). Gross margin is 69.2% (-30.8 pp trend).

Balance sheet: total debt is $29M against $264M equity (Debt-to-Equity (D/E) ratio 0.11, conservative). Current ratio is 0.17 (tight liquidity). Debt-to-assets is 1.1%. Total assets: $2.5B.

Analyst outlook: 3 / 4 analysts rate PBAM as buy (75%) — strong consensus.

SharesGrow 7-Criteria breakdown: Value 56/100 (Partial), Growth 100/100 (Pass), Past 100/100 (Pass), Health 33/100 (Fail), Moat 43/100 (Fail), Future 49/100 (Partial), Income 85/100 (Pass).

$59.00
▼ 14.22% Downside
Average Price Target
Based on 4 Wall Street analysts offering 12-month price targets for Private Bancorp of America, Inc., the average price target is $59.00, with a high forecast of $61.00, and a low forecast of $57.00.
Highest Price Target
$61.00
Average Price Target
$59.00
Lowest Price Target
$57.00

PBAM SharesGrow Score Overview

67/100
SharesGrow Score
Above average fundamentals
View full scorecard →
VALUE 56/100
Valuation — P/E, PEG, Forward PEG
GROWTH 100/100
Financials — average growth
PAST 100/100
strong — trend
HEALTH 33/100
Balance sheet — Debt-to-Equity (D/E) ratio, Current ratio is
MOAT 43/100
Gross margin is + market cap
FUTURE 49/100
Analyst outlook — as buy
INCOME 85/100
Net profit margin is
Scores derived from financial statements, analyst ratings, and balance sheet data.

Score Breakdown — PBAM

~
VALUE Partial
56/100
PBAM trades at a trailing Price-to-Earnings (P/E) of N/A (S&P 500 average ~25). Analyst consensus target is $59, implying -14.2% from the current price $69. Composite: Price-to-Earnings (20%) + Forward Price/Earnings-to-Growth (35%) + upside (25%) + trailing PEG (20%). ≥ 60 = Pass.
View details →
✓
GROWTH Pass
100/100
PBAM: +28.3%/yr revenue is, +22.1%/yr Net income is average growth. > 5%/yr — strong. Score: >20%/yr = 100, >10% = 80, >5% = 65, >0% = 45, < 0 = 15.
View details →
✓
PAST Pass
100/100
PBAM: 4 / 4 years profitable. strong — 100%. Score = 4 / 4 × 100. ≥ 80 = Pass.
View details →
✗
HEALTH Fail
33/100
Balance sheet PBAM: Debt-to-Equity (D/E) ratio 0.11 (conservative), Current ratio is 0.17 (tight liquidity). Debt-to-Equity < 0.5, Current Ratio > 1.5, Interest Coverage > 8x = ideal. ≥ 70 = Pass.
View details →
✗
MOAT Fail
43/100
PBAM: Gross margin is 69.2% (-30.8 pp trend), N/A market cap. Moat (0-100): margin (35%) + trend (15%) + market cap (30%) + revenue is (20%). Score 43/100. ≥ 70 = Pass.
View details →
~
FUTURE Partial
49/100
Analyst outlook: 3 / 4 analysts rate PBAM as buy (75%). Analyst consensus target is $59 (-14.2% upside). Score: 60% buy consensus + 40% upside. ≥ 60 = Pass.
View details →
✓
INCOME Pass
85/100
PBAM: Net profit margin is 23.6%. healthy (≥15%). Score: ≥30% = 100, ≥20% = 85, ≥15% = 70, ≥10% = 55, ≥5% = 45, ≥0% = 30, < 0 = 10.
View details →

Stock Chart & Stats

Market Data
52-Week Range50.6-68.85
Volume3.44K
Avg Volume (30D)5.84K
Market Cap$395.75M
Beta (1Y)0.02
Share Statistics
EPS (TTM)7.03
Shares Outstanding$5.74M
IPO Date2012-02-22
Employees12
CEORichard L. Sowers
Financial Highlights & Ratios
Revenue (TTM)$172.31M
Gross Profit$119.22M
EBITDA$57.83M
Net Income$40.67M
Operating Income$57.83M
Total Cash$377.21M
Total Debt$28.98M
Net Debt$-130.39M
Total Assets$2.54B
Price / Earnings (P/E)9.8
Price / Sales (P/S)2.3
Analyst Forecast
1Y Price Target$59.00
Target High$61.00
Target Low$57.00
Upside-14.2%
Rating ConsensusBuy
Analysts Covering4
Buy 75% Hold 25% Sell 0%
Company Info
CountryUS
ExchangeOther OTC
CurrencyUSD
ISINUS74274F1003

Price Chart

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PBAM
Private Bancorp of America, Inc. ↗  ·  Other OTC
Financial Services • Banks - Regional
50.60 52WK RANGE 68.85

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