CPI Card Group Inc. (PMTS.TO) is a Financial - Credit Services company in the Financial Services sector, currently trading at $34.51. It has a SharesGrow Score of 49/100, indicating a mixed investment profile with 2 out of 7 criteria passed.
Financials: revenue is $312M, +7.1%/yr average growth. Net income is $16M, growing at +160%/yr. Net profit margin is 5.2% (thin). Gross margin is 35.3% (+5.9 pp trend).
Balance sheet: total debt is $337M with negative equity of -$138M — this means total liabilities exceed total assets. This is a warning sign that may indicate accumulated losses, aggressive share buybacks, heavy debt financing, or aggressive dividend payouts. Companies like McDonald's and Starbucks also carry negative equity due to buybacks and dividends, but investors should assess whether the business generates sufficient cash flow to service its debt and sustain payouts. Current ratio is 2.68 (strong liquidity). Debt-to-assets is 126.5%. Total assets: $266M.
Analyst outlook: 0 / 2 analysts rate PMTS.TO as buy (0%) — mixed sentiment.
SharesGrow 7-Criteria breakdown: Value 75/100 (Pass), Growth 83/100 (Pass), Past 25/100 (Fail), Health 50/100 (Partial), Moat 44/100 (Fail), Future 20/100 (Fail), Income 45/100 (Partial).
