Chicago Atlantic Real Estate Finance, Inc. (REFI) is a REIT - Mortgage company in the Real Estate sector, currently trading at $11.86. It has a SharesGrow Score of 76/100, indicating a strong investment profile with 4 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of REFI = $139.36 (+1075.1% from the current price, the stock appears undervalued). Analyst consensus target is REFI = $14 (+18% upside).
Valuation: REFI trades at a trailing Price-to-Earnings (P/E) of 6.7 (S&P 500 average ~25).
Financials: revenue is $63M, +9.4%/yr average growth. Net income is $36M, growing at +4.3%/yr. Net profit margin is 57.1% (strong). Gross margin is 86.9% (+7943.5 pp trend).
Balance sheet: total debt is $98M against $308M equity (Debt-to-Equity (D/E) ratio 0.32, conservative). Current ratio is 0.28 (tight liquidity). Debt-to-assets is 23.2%. Total assets: $425M.
Analyst outlook: 5 / 6 analysts rate REFI as buy (83%) — strong consensus.
SharesGrow 7-Criteria breakdown: Value 86/100 (Pass), Growth 55/100 (Partial), Past 100/100 (Pass), Health 50/100 (Partial), Moat 50/100 (Partial), Future 88/100 (Pass), Income 100/100 (Pass).
