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Sapiens International Corporation N.V. SPNS NASDAQ

NASDAQ Global Select • Technology • Software - Application • IL • USD

SharesGrow Score
62/100
3/7 Pass
SharesGrow Intrinsic Value
N/A
Negative cash flow
Analyst Price Target
$38.00
-12.5%

Sapiens International Corporation N.V. (SPNS) is a Software - Application company in the Technology sector, currently trading at $43.45. It has a SharesGrow Score of 62/100, indicating a above average investment profile with 3 out of 7 criteria passed.

Analyst consensus target is SPNS = $38 (-12.5% upside).

Financials: revenue is $542M, +5.6%/yr average growth. Net income is $72M, growing at +15.3%/yr. Net profit margin is 13.3% (healthy). Gross margin is 43.9% (+3.2 pp trend).

Balance sheet: total debt is $64M against $480M equity (Debt-to-Equity (D/E) ratio 0.13, conservative). Current ratio is 2.24 (strong liquidity). Debt-to-assets is 9.2%. Total assets: $692M.

Analyst outlook: 4 / 10 analysts rate SPNS as buy (40%) — mixed sentiment.

SharesGrow 7-Criteria breakdown: Value 29/100 (Fail), Growth 73/100 (Pass), Past 100/100 (Pass), Health 100/100 (Pass), Moat 63/100 (Partial), Future 16/100 (Fail), Income 55/100 (Partial).

$38.00
▼ 12.54% Downside
Average Price Target
The 12-month price target for Sapiens International Corporation N.V. is $38.00.

SPNS SharesGrow Score Overview

62/100
SharesGrow Score
Above average fundamentals
View full scorecard →
VALUE 29/100
Valuation — P/E, PEG, Forward PEG
GROWTH 73/100
Financials — average growth
PAST 100/100
strong — trend
HEALTH 100/100
Balance sheet — Debt-to-Equity (D/E) ratio, Current ratio is
MOAT 63/100
Gross margin is + market cap
FUTURE 16/100
Analyst outlook — as buy
INCOME 55/100
Net profit margin is
Scores derived from financial statements, analyst ratings, and balance sheet data.

Score Breakdown — SPNS

✗
VALUE Fail
29/100
SPNS trades at a trailing Price-to-Earnings (P/E) of N/A (S&P 500 average ~25). Analyst consensus target is $38, implying -12.5% from the current price $43. Composite: Price-to-Earnings (20%) + Forward Price/Earnings-to-Growth (35%) + upside (25%) + trailing PEG (20%). ≥ 60 = Pass.
View details →
✓
GROWTH Pass
73/100
SPNS: +5.6%/yr revenue is, +15.3%/yr Net income is average growth. > 5%/yr — strong. Score: >20%/yr = 100, >10% = 80, >5% = 65, >0% = 45, < 0 = 15.
View details →
✓
PAST Pass
100/100
SPNS: 4 / 4 years profitable. strong — 100%. Score = 4 / 4 × 100. ≥ 80 = Pass.
View details →
✓
HEALTH Pass
100/100
Balance sheet SPNS: Debt-to-Equity (D/E) ratio 0.13 (conservative), Current ratio is 2.24 (strong liquidity). Debt-to-Equity < 0.5, Current Ratio > 1.5, Interest Coverage > 8x = ideal. ≥ 70 = Pass.
View details →
~
MOAT Partial
63/100
SPNS: Gross margin is 43.9% (+3.2 pp trend), $2B market cap. Moat (0-100): margin (35%) + trend (15%) + market cap (30%) + revenue is (20%). Score 63/100. ≥ 70 = Pass.
View details →
✗
FUTURE Fail
16/100
Analyst outlook: 4 / 10 analysts rate SPNS as buy (40%). Analyst consensus target is $38 (-12.5% upside). Score: 60% buy consensus + 40% upside. ≥ 60 = Pass.
View details →
~
INCOME Partial
55/100
SPNS: Net profit margin is 13.3%. thin (5-15%). Score: ≥30% = 100, ≥20% = 85, ≥15% = 70, ≥10% = 55, ≥5% = 45, ≥0% = 30, < 0 = 10.
View details →

Stock Chart & Stats

Market Data
52-Week Range23.69-43.52
Volume1.24M
Avg Volume (30D)505.98K
Market Cap$2.43B
Beta (1Y)0.90
Dividend Yield$0.6000
Share Statistics
EPS (TTM)1.29
Shares Outstanding$55.82M
IPO Date1998-03-05
Employees4,850
CEORoni Al-Dor
Financial Highlights & Ratios
Revenue (TTM)$542.38M
Gross Profit$238.11M
EBITDA$105.92M
Net Income$72.18M
Operating Income$85.85M
Total Cash$216.19M
Total Debt$63.75M
Net Debt$-99.94M
Total Assets$691.71M
Price / Earnings (P/E)33.7
Price / Sales (P/S)4.48
Analyst Forecast
1Y Price Target$38.00
Target High$38.00
Target Low$38.00
Upside-12.5%
Rating ConsensusHold
Analysts Covering10
Buy 40% Hold 50% Sell 10%
Price Target Summary
Company Info
CountryIL
ExchangeNASDAQ Global Select
CurrencyUSD
ISINKYG7T16G1039

Price Chart

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SPNS
Sapiens International Corporation N.V. ↗  ·  NASDAQ Global Select
Technology • Software - Application
23.69 52WK RANGE 43.52

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