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Sunlight Financial Holdings Inc. SUNL NYSE

NYSE • Financial Services • Financial - Credit Services • US • USD

SharesGrow Score
48/100
1/7 Pass
SharesGrow Intrinsic Value
N/A
Negative cash flow
Analyst Price Target
$2.50
+900%

Sunlight Financial Holdings Inc. (SUNL) is a Financial - Credit Services company in the Financial Services sector, currently trading at $0.25. It has a SharesGrow Score of 48/100, indicating a mixed investment profile with 1 out of 7 criteria passed.

Analyst consensus target is SUNL = $3 (+900% upside).

Financials: revenue is $99M, +25.4%/yr average growth. Net income is $512M (loss), growing at -1240.2%/yr. Net profit margin is -519.7% (negative). Gross margin is 20% (-22.7 pp trend).

Balance sheet: total debt is $21M against $245M equity (Debt-to-Equity (D/E) ratio 0.08, conservative). Current ratio is 4.87 (strong liquidity). Debt-to-assets is 4.6%. Total assets: $452M.

Analyst outlook: 3 / 7 analysts rate SUNL as buy (43%) — mixed sentiment.

SharesGrow 7-Criteria breakdown: Value 100/100 (Pass), Growth 58/100 (Partial), Past 33/100 (Fail), Health 67/100 (Partial), Moat 14/100 (Fail), Future 52/100 (Partial), Income 10/100 (Fail).

$2.50
▲ 900% Upside
Average Price Target
The 12-month price target for Sunlight Financial Holdings Inc. is $2.50.

SUNL SharesGrow Score Overview

48/100
SharesGrow Score
Mixed signals — some strengths
View full scorecard →
VALUE 100/100
Valuation — P/E, PEG, Forward PEG
GROWTH 58/100
Financials — average growth
PAST 33/100
strong — trend
HEALTH 67/100
Balance sheet — Debt-to-Equity (D/E) ratio, Current ratio is
MOAT 14/100
Gross margin is + market cap
FUTURE 52/100
Analyst outlook — as buy
INCOME 10/100
Net profit margin is
Scores derived from financial statements, analyst ratings, and balance sheet data.

Score Breakdown — SUNL

✓
VALUE Pass
100/100
SUNL trades at a trailing Price-to-Earnings (P/E) of N/A (S&P 500 average ~25). Analyst consensus target is $3, implying +1100% from the current price $0. Composite: Price-to-Earnings (20%) + Forward Price/Earnings-to-Growth (35%) + upside (25%) + trailing PEG (20%). ≥ 60 = Pass.
View details →
~
GROWTH Partial
58/100
SUNL: +25.4%/yr revenue is, -1240.2%/yr Net income is average growth. mixed. Score: >20%/yr = 100, >10% = 80, >5% = 65, >0% = 45, < 0 = 15.
View details →
✗
PAST Fail
33/100
SUNL: 1 / 3 years profitable. weak. Score = 1 / 3 × 100. ≥ 80 = Pass.
View details →
~
HEALTH Partial
67/100
Balance sheet SUNL: Debt-to-Equity (D/E) ratio 0.08 (conservative), Current ratio is 4.87 (strong liquidity). Debt-to-Equity < 0.5, Current Ratio > 1.5, Interest Coverage > 8x = ideal. ≥ 70 = Pass.
View details →
✗
MOAT Fail
14/100
SUNL: Gross margin is 20% (-22.7 pp trend), N/A market cap. Moat (0-100): margin (35%) + trend (15%) + market cap (30%) + revenue is (20%). Score 14/100. ≥ 70 = Pass.
View details →
~
FUTURE Partial
52/100
Analyst outlook: 3 / 7 analysts rate SUNL as buy (43%). Analyst consensus target is $3 (+1100% upside). Score: 60% buy consensus + 40% upside. ≥ 60 = Pass.
View details →
✗
INCOME Fail
10/100
SUNL: Net profit margin is -519.7%. negative. Score: ≥30% = 100, ≥20% = 85, ≥15% = 70, ≥10% = 55, ≥5% = 45, ≥0% = 30, < 0 = 10.
View details →

Stock Chart & Stats

Market Data
52-Week Range0.1919-41.2
Volume84K
Avg Volume (30D)65.58K
Market Cap$146.12M
Beta (1Y)3.01
Share Statistics
EPS (TTM)-6.04
Shares Outstanding$4.19M
IPO Date2021-01-15
Employees190
CEOMatthew R. Potere
Financial Highlights & Ratios
Revenue (TTM)$98.51M
Gross Profit$19.67M
EBITDA$-68.65M
Net Income$-511.94M
Operating Income$-113.34M
Total Cash$47.52M
Total Debt$20.61M
Net Debt$-26.9M
Total Assets$452.2M
Price / Earnings (P/E)-0
Price / Sales (P/S)1.48
Analyst Forecast
1Y Price Target$2.50
Target High$2.50
Target Low$2.50
Upside+900.0%
Rating ConsensusBuy
Analysts Covering7
Buy 43% Hold 43% Sell 14%
Company Info
CountryUS
ExchangeNYSE
CurrencyUSD
ISINUS86738J1060

Price Chart

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SUNL
Sunlight Financial Holdings Inc. ↗  ·  NYSE
Financial Services • Financial - Credit Services
0.19 52WK RANGE 41.20

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