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TransUnion TRU NYSE

NYSE • Industrials • Consulting Services • US • USD

SharesGrow Score
70/100
3/7 Pass
SharesGrow Intrinsic Value
$170.32
+135.2%
Analyst Price Target
$96.90
+33.8%

TransUnion (TRU) is a Consulting Services company in the Industrials sector, currently trading at $72.40. It has a SharesGrow Score of 70/100, indicating a above average investment profile with 3 out of 7 criteria passed.

SharesGrow calculates the intrinsic value of TRU = $170.32 (+135.2% from the current price, the stock appears undervalued). Analyst consensus target is TRU = $97 (+33.8% upside).

Valuation: TRU trades at a trailing Price-to-Earnings (P/E) of 29.7 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 1.88.

Financials: revenue is $4.6B, +7.3%/yr average growth. Net income is $455M, growing at +40.2%/yr. Net profit margin is 10% (healthy). Gross margin is 59.1% (-3.6 pp trend).

Balance sheet: total debt is $5.2B against $4.4B equity (Debt-to-Equity (D/E) ratio 1.16, moderate). Current ratio is 1.75 (strong liquidity). Debt-to-assets is 46.4%. Total assets: $11.1B.

Analyst outlook: 20 / 26 analysts rate TRU as buy (77%) — strong consensus.

SharesGrow 7-Criteria breakdown: Value 56/100 (Partial), Growth 83/100 (Pass), Past 75/100 (Partial), Health 67/100 (Partial), Moat 71/100 (Pass), Future 85/100 (Pass), Income 55/100 (Partial).

$96.90
▲ 33.84% Upside
Average Price Target
Based on 26 Wall Street analysts offering 12-month price targets for TransUnion, the average price target is $96.90, with a high forecast of $111.00, and a low forecast of $80.00.
Highest Price Target
$111.00
Average Price Target
$96.90
Lowest Price Target
$80.00

TRU SharesGrow Score Overview

70/100
SharesGrow Score
Above average fundamentals
View full scorecard →
VALUE 56/100
Valuation — P/E, PEG, Forward PEG
GROWTH 83/100
Financials — average growth
PAST 75/100
strong — trend
HEALTH 67/100
Balance sheet — Debt-to-Equity (D/E) ratio, Current ratio is
MOAT 71/100
Gross margin is + market cap
FUTURE 85/100
Analyst outlook — as buy
INCOME 55/100
Net profit margin is
Scores derived from financial statements, analyst ratings, and balance sheet data.

Score Breakdown — TRU

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VALUE Partial
56/100
TRU trades at a trailing Price-to-Earnings (P/E) of 29.7 (S&P 500 average ~25). Forward PEG 1.88 — overvalued. Trailing PEG 3.56. Analyst consensus target is $97, implying +34% from the current price $72. Composite: Price-to-Earnings (20%) + Forward Price/Earnings-to-Growth (35%) + upside (25%) + trailing PEG (20%). ≥ 60 = Pass.
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GROWTH Pass
83/100
TRU: +7.3%/yr revenue is, +40.2%/yr Net income is average growth. > 5%/yr — strong. Score: >20%/yr = 100, >10% = 80, >5% = 65, >0% = 45, < 0 = 15.
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PAST Partial
75/100
TRU: 3 / 4 years profitable. mixed. Score = 3 / 4 × 100. ≥ 80 = Pass.
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HEALTH Partial
67/100
Balance sheet TRU: Debt-to-Equity (D/E) ratio 1.16 (moderate), Current ratio is 1.75 (strong liquidity). Debt-to-Equity < 0.5, Current Ratio > 1.5, Interest Coverage > 8x = ideal. ≥ 70 = Pass.
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MOAT Pass
71/100
TRU: Gross margin is 59.1% (-3.6 pp trend), $14B market cap. Moat (0-100): margin (35%) + trend (15%) + market cap (30%) + revenue is (20%). Score 71/100. ≥ 70 = Pass.
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FUTURE Pass
85/100
Analyst outlook: 20 / 26 analysts rate TRU as buy (77%). Analyst consensus target is $97 (+34% upside). Score: 60% buy consensus + 40% upside. ≥ 60 = Pass.
View details →
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INCOME Partial
55/100
TRU: Net profit margin is 10%. thin (5-15%). Score: ≥30% = 100, ≥20% = 85, ≥15% = 70, ≥10% = 55, ≥5% = 45, ≥0% = 30, < 0 = 10.
View details →

Stock Chart & Stats

Market Data
52-Week Range65.235-99.39
Volume1.32M
Avg Volume (30D)2.8M
Market Cap$13.97B
Beta (1Y)1.71
Dividend Yield$0.4700
Share Statistics
EPS (TTM)2.34
Shares Outstanding$194.4M
IPO Date2015-06-25
Employees13,000
CEOChristopher A. Cartwright
Financial Highlights & Ratios
Revenue (TTM)$4.58B
Gross Profit$2.7B
EBITDA$1.45B
Net Income$455.4M
Operating Income$857.8M
Total Cash$856.3M
Total Debt$5.16B
Net Debt$4.3B
Total Assets$11.11B
Price / Earnings (P/E)30.9
Price / Sales (P/S)3.05
Analyst Forecast
1Y Price Target$99.00
Target High$111.00
Target Low$80.00
Upside+36.7%
Rating ConsensusBuy
Analysts Covering26
Buy 77% Hold 23% Sell 0%
Price Target Summary
Company Info
CountryUS
ExchangeNYSE
CurrencyUSD
ISINUS89400J1079

Price Chart

TRU
TransUnion  ·  NYSE
Industrials • Consulting Services
65.24 52WK RANGE 99.39
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