Usio, Inc. (USIO) is a Information Technology Services company in the Technology sector, currently trading at $1.19. It has a SharesGrow Score of 55/100, indicating a above average investment profile with 3 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of USIO = $0.83 (-30.3% from the current price, the stock appears overvalued). Analyst consensus target is USIO = $6 (+362.2% upside).
Valuation: USIO trades at a trailing Price-to-Earnings (P/E) of -12.5 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 0.13.
Financials: revenue is $85M, +7.4%/yr average growth. Net income is $3M (loss), growing at +237%/yr. Net profit margin is -2.9% (negative). Gross margin is 23.1% (+2.1 pp trend).
Balance sheet: total debt is $4M against $18M equity (Debt-to-Equity (D/E) ratio 0.22, conservative). Current ratio is 1.08 (adequate). Debt-to-assets is 2.9%. Total assets: $135M.
Analyst outlook: 3 / 4 analysts rate USIO as buy (75%) — strong consensus.
SharesGrow 7-Criteria breakdown: Value 100/100 (Pass), Growth 83/100 (Pass), Past 25/100 (Fail), Health 50/100 (Partial), Moat 29/100 (Fail), Future 85/100 (Pass), Income 10/100 (Fail).
