SharesGrow.com Intrinsic Value of S&P & Nasdaq Contact Us

हिन्दी

← Back to all stocks

US Metro Bancorp, Inc. USMT OTC

Other OTC • Financial Services • Banks - Regional • US • USD

SharesGrow Score

SharesGrow Intrinsic Value

Negative cash flow

US Metro Bancorp, Inc. (USMT) is a Banks - Regional company in the Financial Services sector, currently trading at $5.40. It has a SharesGrow Score of 63/100, indicating a above average investment profile with 2 out of 7 criteria passed.

Financials: revenue is $105M, +35.6%/yr average growth. Net income is $12M, growing at -4%/yr. Net profit margin is 11.7% (healthy). Gross margin is 55.3% (-44.7 pp trend).

Balance sheet: total debt is $25M against $156M equity (Debt-to-Equity (D/E) ratio 0.16, conservative). Current ratio is 0.01 (tight liquidity). Debt-to-assets is 1.6%. Total assets: $1.6B.

SharesGrow 7-Criteria breakdown: Value 100/100 (Pass), Growth 58/100 (Partial), Past 100/100 (Pass), Health 33/100 (Fail), Moat 43/100 (Fail), Future ?/100 (Fail), Income 55/100 (Partial).

USMT SharesGrow Score Overview

65/100

SharesGrow Score

Above average fundamentals

View full scorecard →

VALUE 100/100

Valuation — P/E, PEG, Forward PEG

GROWTH 58/100

Financials — average growth

PAST 100/100

strong — trend

HEALTH 33/100

Balance sheet — Debt-to-Equity (D/E) ratio, Current ratio is

MOAT 43/100

Gross margin is + market cap

FUTURE 0/100

Analyst outlook — as buy

INCOME 55/100

Net profit margin is

Scores derived from financial statements, analyst ratings, and balance sheet data.

Score Breakdown — USMT

USMT trades at a trailing Price-to-Earnings (P/E) of N/A (S&P 500 average ~25). Composite: Price-to-Earnings (20%) + Forward Price/Earnings-to-Growth (35%) + upside (25%) + trailing PEG (20%). ≥ 60 = Pass.

View details →

USMT: +35.6%/yr revenue is, -4%/yr Net income is average growth. mixed. Score: >20%/yr = 100, >10% = 80, >5% = 65, >0% = 45, < 0 = 15.

View details →

USMT: 4 / 4 years profitable. strong — 100%. Score = 4 / 4 × 100. ≥ 80 = Pass.

View details →

Balance sheet USMT: Debt-to-Equity (D/E) ratio 0.16 (conservative), Current ratio is 0.01 (tight liquidity). Debt-to-Equity < 0.5, Current Ratio > 1.5, Interest Coverage > 8x = ideal. ≥ 70 = Pass.

View details →

USMT: Gross margin is 55.3% (-44.7 pp trend), N/A market cap. Moat (0-100): margin (35%) + trend (15%) + market cap (30%) + revenue is (20%). Score 43/100. ≥ 70 = Pass.

View details →

No analyst coverage available for this stock.

USMT: Net profit margin is 11.7%. thin (5-15%). Score: ≥30% = 100, ≥20% = 85, ≥15% = 70, ≥10% = 55, ≥5% = 45, ≥0% = 30, < 0 = 10.

View details →

Stock Chart & Stats

Market Data

52-Week Range3.3-5.72

Volume100

Avg Volume (30D)1.33K

Market Cap$10.69M

Beta (1Y)0.39

Dividend Yield$0.1300

Share Statistics

EPS (TTM)0.74

Shares Outstanding$16.58M

IPO Date2007-03-19

Employees151

CEODong Il Kim

Financial Highlights & Ratios

Revenue (TTM)$104.68M

Gross Profit$57.86M

EBITDA$17.39M

Net Income$12.29M

Operating Income$17.39M

Total Cash$13.71M

Total Debt$25M

Net Debt$11.29M

Total Assets$1.55B

Price / Earnings (P/E)7.3

Price / Sales (P/S)0.1

Analyst Forecast

Company Info

CountryUS

ExchangeOther OTC

CurrencyUSD

ISINUS91741U1060

Price Chart

USMT

US Metro Bancorp, Inc. ↗ · Other OTC

Financial Services • Banks - Regional

3.30 52WK RANGE 5.72

People Also View

Avidbank Holdings, Inc.

North Dallas Bank & Trust Co.

Bay Community Bancorp

Pioneer Bankcorp, Inc.

Summit Bancshares, Inc.

CIB Marine Bancshares, Inc.

The Victory Bancorp, Inc.

Contact Us

🎓

SharesGrow Academy

Learn how to calculate Intrinsic Value and find undervalued stocks.

Weekly live sessions

📧 [email protected]

📞 +65 8912 8000

Send us a message