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BayFirst Financial Corp. BAFN NASDAQ

NASDAQ Capital Marke • Financial Services • Banks - Regional • US • USD

SharesGrow Score
59/100
2/6 Pass
SharesGrow Intrinsic Value
$16.69
+129.8%
SharesGrow 7-Criteria Score All 7 criteria scored · valuation-related highlighted on this page

BayFirst Financial Corp. (BAFN) has a negative trailing P/E of -1.2, meaning the company is currently unprofitable on a trailing twelve-month (TTM) basis. Trailing earnings yield is -81.93%.

Criteria proven by this page:

  • VALUE (100/100, Pass) — composite valuation score exceeds the 60/100 pass threshold.
  • Trailing Earnings Yield -81.93% — negative yield confirms the company is currently unprofitable. Investors are paying for a turnaround rather than current earnings.

Overall SharesGrow Score: 58/100 with 2/7 criteria passed.

SharesGrow 7-Criteria Score
59/100
SG Score
View full scorecard →
VALUE
100/100
Price-to-Earnings & upside
Proven by this page
FUTURE
N/A
No coverage
~
PAST
50/100
→ Income
~
HEALTH
67/100
Debt-to-Equity & liquidity
→ Health
MOAT
29/100
→ Income
GROWTH
100/100
→ Income
INCOME
10/100
→ Income

Valuation Snapshot — BAFN

Valuation Multiples
P/E (TTM)-1.2
Forward P/EN/A
PEG RatioN/A
Forward PEGN/A
P/B Ratio0.32
P/S Ratio0.29
EV/EBITDA-1.8
Per Share Data
EPS (TTM)$-5.56
Book Value / Share$21.21
Revenue / Share$23.57
FCF / Share$69.02
Yields & Fair Value
Earnings Yield-81.93%
Dividend Yield1.18%
SharesGrow IV$16.69 (+129.8%)

Historical Valuation

Year P/E (TTM) PEG Ratio P/B Ratio P/S Ratio Dividend Yield
2016 7.1 0.03 1.83 1.46 0.78%
2017 11.3 -0.30 1.17 1.07 1.40%
2018 -40.3 0.31 1.29 1.01 1.48%
2019 11.3 -0.03 0.99 0.68 2.58%
2020 3.7 0.02 0.67 0.35 3.75%
2021 3.5 0.04 0.90 1.37 2.38%
2022 -195.1 1.86 0.74 1.03 3.11%
2023 9.3 -0.02 0.53 0.48 4.27%
2024 4.4 0.03 0.50 0.44 5.21%
2025 -1.4 0.00 0.37 0.31 4.42%

EPS: Actual vs Estimates

P/E Ratio & Earnings Yield

Earnings Per Share (EPS) History

Year EPS (Diluted) Revenue Net Income Net Margin
2016 $2.41 $20.57M $4.23M 20.6%
2017 $1.51 $35.14M $3.34M 9.5%
2018 $-0.43 $48.12M $-1.21M -2.5%
2019 $1.27 $74.94M $4.48M 6%
2020 $3.01 $134.09M $12.7M 9.5%
2021 $5.74 $63.35M $24.62M 38.9%
2022 $-0.29 $66.41M $-349K -0.5%
2023 $1.12 $110.85M $5.7M 5.1%
2024 $2.62 $125.24M $12.6M 10.1%
2025 $-5.91 $104.19M $-22.94M -22%
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