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Blue Foundry Bancorp BLFY NASDAQ

NASDAQ Global Select • Financial Services • Banks - Regional • US • USD

SharesGrow Score
36/100
1/7 Pass
SharesGrow Intrinsic Value
N/A
Negative cash flow
Analyst Price Target
$12.00
-9.4%
SharesGrow 7-Criteria Score All 7 criteria scored · valuation-related highlighted on this page

Blue Foundry Bancorp (BLFY) has a negative trailing P/E of -25.9, meaning the company is currently unprofitable on a trailing twelve-month (TTM) basis. The forward P/E of 73.6 based on analyst estimates suggests a return to profitability is expected. Trailing earnings yield is -3.85%, forward earnings yield 1.36%.

Criteria proven by this page:

  • VALUE (67/100, Pass) — composite valuation score exceeds the 60/100 pass threshold.
  • Forward P/E 73.6 — analysts expect a return to profitability with estimated EPS of $0.18 for FY2027.
  • Trailing Earnings Yield -3.85% — negative yield confirms the company is currently unprofitable. Investors are paying for a turnaround rather than current earnings. Forward yield improves to 1.36% as earnings recover.
  • Analyst consensus target $12.00 (-9.4% downside) — slight downside risk — the market may be ahead of analyst expectations.

Overall SharesGrow Score: 36/100 with 1/7 criteria passed.

SharesGrow 7-Criteria Score
36/100
SG Score
View full scorecard →
VALUE
67/100
Price-to-Earnings & upside
Proven by this page
FUTURE
26/100
Analyst consensus
→ Forecast
PAST
25/100
→ Income
~
HEALTH
50/100
Debt-to-Equity & liquidity
→ Health
MOAT
28/100
→ Income
~
GROWTH
48/100
→ Income
INCOME
10/100
→ Income

Valuation Snapshot — BLFY

Valuation Multiples
P/E (TTM)-25.9
Forward P/E73.6
PEG RatioN/A
Forward PEGN/A
P/B Ratio0.83
P/S Ratio2.83
EV/EBITDA-77.2
Per Share Data
EPS (TTM)$-0.51
Forward EPS (Est.)$0.18
Book Value / Share$15.92
Revenue / Share$4.94
FCF / Share$-0.42
Yields & Fair Value
Earnings Yield-3.85%
Forward Earnings Yield1.36%
Dividend Yield0.00%
SharesGrow IV$-12.00 (-190.6%)
Analyst Target$12.00 (-9.4%)

Historical Valuation

Year P/E (TTM) PEG Ratio P/B Ratio P/S Ratio Dividend Yield
2019 65.3 0.00 1.51 5.31 -
2020 -11.4 0.02 1.74 7.16 -
2021 -10.6 -0.48 0.90 6.57 -
2022 140.3 -1.32 0.85 5.17 -
2023 -31.3 0.07 0.65 2.86 -
2024 -17.7 -0.23 0.63 2.41 -
2025 -24.4 3.35 0.78 2.52 0.52%

EPS: Actual vs Estimates

P/E Ratio & Earnings Yield

Earnings Per Share (EPS) History

Year EPS (Diluted) Revenue Net Income Net Margin
2019 $0.20 $67.45M $5.48M 8.1%
2020 $-1.13 $50.06M $-31.51M -62.9%
2021 $-2.99 $58.53M $-36.34M -62.1%
2022 $0.09 $65.08M $2.4M 3.7%
2023 $-0.31 $80.91M $-7.4M -9.1%
2024 $-0.55 $87.25M $-11.91M -13.7%
2025 $-0.51 $96.99M $-10.03M -10.3%

Analyst Estimates

Year EPS (Avg) EPS Range Revenue (Avg) Revenue Range Analysts
2026 $-0.15 $-0.15 – $-0.15 $57.85M $57.85M – $57.85M 1
2027 $0.18 $0.18 – $0.18 $66.12M $66.12M – $66.12M 1
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