SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
Citizens Bancshares Corporation (CZBS) trades at a trailing P/E of 9.3. Trailing earnings yield is 10.73%.
Criteria proven by this page:
- VALUE (100/100, Pass) — P/E is below market average (9.3); earnings yield beats bond yields (10.73%).
- Trailing Earnings Yield 10.73% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income.
Overall SharesGrow Score: 78/100 with 4/7 criteria passed.
SharesGrow 7-Criteria Score
✓
VALUE
100/100
Price-to-Earnings & upside
Proven by this page
~
HEALTH
50/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — CZBS
Valuation Multiples
P/E (TTM)9.3
Forward P/EN/A
PEG RatioN/A
Forward PEGN/A
P/B Ratio0.00
P/S Ratio2.22
EV/EBITDA0.0
Per Share Data
EPS (TTM)$5.20
Book Value / Share$0.00
Revenue / Share$21.85
FCF / Share$0.00
Yields & Fair Value
Earnings Yield10.73%
Dividend Yield0.00%
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2015 |
$0.71 |
$16.67M |
$1.82M |
10.9% |
| 2016 |
$0.87 |
$16.6M |
$1.94M |
11.7% |
| 2017 |
$0.69 |
$18.68M |
$1.48M |
7.9% |
| 2018 |
$1.88 |
$20.18M |
$3.95M |
19.6% |
| 2019 |
$1.67 |
$22.03M |
$3.75M |
17% |
| 2020 |
$2.55 |
$25.47M |
$5.87M |
23.1% |
| 2021 |
$2.01 |
$21.18M |
$4.06M |
19.2% |
| 2022 |
$4.51 |
$28.91M |
$7.36M |
25.4% |
| 2023 |
$6.10 |
$43.51M |
$12.29M |
28.3% |
| 2024 |
$5.20 |
$43.07M |
$10.26M |
23.8% |
