SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
ECB Bancorp, Inc. (ECBK) trades at a trailing P/E of 18.3. Trailing earnings yield is 5.47%. PEG 0.19 (Peter Lynch undervalued ≤1.0). Graham Number is $21.64.
Criteria proven by this page:
- VALUE (75/100, Pass) — P/E is below market average (18.3); PEG ≤ 1.0 — Peter Lynch undervalued (0.19); earnings yield beats bond yields (5.47%).
- PEG Ratio 0.19 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
- Trailing Earnings Yield 5.47% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income.
Overall SharesGrow Score: 58/100 with 3/7 criteria passed.
SharesGrow 7-Criteria Score
✓
VALUE
75/100
Price-to-Earnings & upside
Proven by this page
✗
HEALTH
17/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — ECBK
Valuation Multiples
P/E (TTM)18.3
Forward P/EN/A
PEG Ratio0.19
Forward PEGN/A
P/B Ratio0.83
P/S Ratio1.96
EV/EBITDA40.9
Per Share Data
EPS (TTM)$0.97
Book Value / Share$21.45
Revenue / Share$9.92
FCF / Share$1.12
Yields & Fair Value
Earnings Yield5.47%
Dividend Yield0.00%
Graham Number$21.64
SharesGrow IV$15.77 (-13.1%)
Historical Valuation
| Year |
P/E (TTM) |
PEG Ratio |
P/B Ratio |
P/S Ratio |
Dividend Yield |
| 2020 |
35.5 |
0.00 |
2.36 |
7.57 |
- |
| 2021 |
42.6 |
-2.44 |
2.23 |
7.30 |
- |
| 2022 |
49.9 |
-16.47 |
0.83 |
4.44 |
- |
| 2023 |
23.9 |
0.36 |
0.64 |
1.90 |
- |
| 2024 |
30.7 |
-3.25 |
0.73 |
1.79 |
- |
| 2025 |
18.1 |
0.18 |
0.82 |
1.77 |
- |
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2020 |
$0.40 |
$22.77M |
$4.86M |
21.3% |
| 2021 |
$0.33 |
$23.6M |
$4.04M |
17.1% |
| 2022 |
$0.32 |
$30.56M |
$2.72M |
8.9% |
| 2023 |
$0.52 |
$55.83M |
$4.46M |
8% |
| 2024 |
$0.48 |
$68.27M |
$3.99M |
5.8% |
| 2025 |
$0.94 |
$79.51M |
$7.77M |
9.8% |
