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Exchange Bank (Santa Rosa, CA) EXSR OTC

Other OTC • Financial Services • Banks - Regional • US • USD

SharesGrow Score
64/100
3/6 Pass
SharesGrow Intrinsic Value
N/A
Negative cash flow
SharesGrow 7-Criteria Score All 7 criteria scored · valuation-related highlighted on this page

Exchange Bank (Santa Rosa, CA) (EXSR) trades at a trailing P/E of 8.3. Trailing earnings yield is 12.05%. PEG 0.32 (Peter Lynch undervalued ≤1.0).

Criteria proven by this page:

  • VALUE (100/100, Pass) — P/E is below market average (8.3); PEG ≤ 1.0 — Peter Lynch undervalued (0.32); earnings yield beats bond yields (12.05%).
  • PEG Ratio 0.32 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
  • Trailing Earnings Yield 12.05% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income.

Overall SharesGrow Score: 62/100 with 3/7 criteria passed.

SharesGrow 7-Criteria Score
64/100
SG Score
View full scorecard →
VALUE
100/100
Price-to-Earnings & upside
Proven by this page
FUTURE
N/A
No coverage
PAST
100/100
→ Income
HEALTH
33/100
Debt-to-Equity & liquidity
→ Health
MOAT
43/100
→ Income
~
GROWTH
40/100
→ Income
INCOME
70/100
→ Income

Valuation Snapshot — EXSR

Valuation Multiples
P/E (TTM)8.3
Forward P/EN/A
PEG Ratio0.32
Forward PEGN/A
P/B Ratio0.00
P/S Ratio1.60
EV/EBITDA0.0
Per Share Data
EPS (TTM)$17.48
Book Value / Share$0.00
Revenue / Share$90.77
FCF / Share$0.00
Yields & Fair Value
Earnings Yield12.05%
Dividend Yield0.00%

EPS: Actual vs Estimates

P/E Ratio & Earnings Yield

Earnings Per Share (EPS) History

Year EPS (Diluted) Revenue Net Income Net Margin
2016 $12.54 $93.25M $21.5M 23.1%
2017 $11.38 $105.24M $19.51M 18.5%
2018 $22.46 $119.1M $38.51M 32.3%
2019 $21.29 $125.91M $36.5M 29%
2020 $19.66 $121.21M $33.7M 27.8%
2021 $21.24 $118.95M $36.41M 30.6%
2022 $21.86 $125.58M $37.48M 29.8%
2023 $11.78 $114.15M $20.19M 17.7%
2024 $13.91 $110.45M $23.85M 21.6%
2025 $17.48 $155.61M $29.97M 19.3%
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