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The Hartford Financial Services Group, Inc. HIG-PG NYSE

NYSE • Financial Services • Insurance - Diversified • US • USD

SharesGrow Score
74/100
4/7 Pass
SharesGrow Intrinsic Value
$103.30
+312.5%
SharesGrow 7-Criteria Score All 7 criteria scored · valuation-related highlighted on this page

The Hartford Financial Services Group, Inc. (HIG-PG) trades at a trailing P/E of 10.1, forward P/E of 1.9. Trailing earnings yield is 9.92%, forward earnings yield 53.76%. PEG 0.38 (Peter Lynch undervalued ≤1.0). Graham Number is $145.43.

Criteria proven by this page:

  • VALUE (81/100, Pass) — P/E is below market average (10.1); PEG ≤ 1.0 — Peter Lynch undervalued (0.38); earnings yield beats bond yields (9.92%).
  • Forward P/E 1.9 (down from trailing 10.1) — analysts expect earnings to grow, which would improve the valuation.
  • PEG Ratio 0.38 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
  • Trailing Earnings Yield 9.92% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income. Forward yield improves to 53.76% as earnings recover.

Overall SharesGrow Score: 74/100 with 4/7 criteria passed.

SharesGrow 7-Criteria Score
74/100
SG Score
View full scorecard →
VALUE
81/100
Price-to-Earnings & upside
Proven by this page
~
FUTURE
40/100
Analyst consensus
→ Forecast
PAST
100/100
→ Income
HEALTH
100/100
Debt-to-Equity & liquidity
→ Health
~
MOAT
62/100
→ Income
GROWTH
83/100
→ Income
~
INCOME
55/100
→ Income

Valuation Snapshot — HIG-PG

Valuation Multiples
P/E (TTM)10.1
Forward P/E1.9
PEG Ratio0.38
Forward PEG2.07
P/B Ratio2.04
P/S Ratio1.37
EV/EBITDA8.0
Per Share Data
EPS (TTM)$13.78
Forward EPS (Est.)$13.45
Book Value / Share$68.20
Revenue / Share$101.84
FCF / Share$20.67
Yields & Fair Value
Earnings Yield9.92%
Forward Earnings Yield53.76%
Dividend Yield1.61%
Graham Number$145.43
SharesGrow IV$103.30 (+312.5%)

Historical Valuation

Year P/E (TTM) PEG Ratio P/B Ratio P/S Ratio Dividend Yield
2016 20.6 -0.48 1.09 1.13 1.81%
2017 -6.5 0.01 1.52 1.19 1.67%
2018 8.8 -0.06 1.22 0.85 2.38%
2019 10.5 0.78 1.35 1.07 2.07%
2020 10.1 -0.62 0.95 0.86 2.72%
2021 10.2 0.25 1.35 1.11 2.10%
2022 13.5 -0.76 1.81 1.13 2.14%
2023 9.9 0.21 1.61 1.01 2.22%
2024 10.3 0.35 1.95 1.22 1.79%
2025 10.1 0.36 2.05 1.38 1.58%

EPS: Actual vs Estimates

P/E Ratio & Earnings Yield

Earnings Per Share (EPS) History

Year EPS (Diluted) Revenue Net Income Net Margin
2016 $2.27 $18.3B $896M 4.9%
2017 $-8.45 $16.97B $-3.13B -18.4%
2018 $4.96 $18.96B $1.81B 9.5%
2019 $5.71 $20.74B $2.09B 10.1%
2020 $4.76 $20.52B $1.74B 8.5%
2021 $6.62 $22.39B $2.37B 10.6%
2022 $5.44 $22.36B $1.82B 8.1%
2023 $7.97 $24.53B $2.5B 10.2%
2024 $10.53 $26.38B $3.11B 11.8%
2025 $13.32 $28.26B $3.84B 13.6%

Analyst Estimates

Year EPS (Avg) EPS Range Revenue (Avg) Revenue Range Analysts
2026 $13.45 $13.17 – $13.75 $28.23B $27.9B – $28.52B 1
2027 $14.54 $14.24 – $14.86 $29.42B $28.82B – $30.1B 1
2028 $15.68 $15.36 – $16.03 $30.14B $29.65B – $30.65B 1
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