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Jiayin Group Inc. JFIN NASDAQ

NASDAQ Global Market • Communication Services • Internet Content & Information • CN • USD

SharesGrow Score
88/100
6/7 Pass
SharesGrow Intrinsic Value
$64.69
+1363.6%
SharesGrow 7-Criteria Score All 7 criteria scored · valuation-related highlighted on this page

Jiayin Group Inc. (JFIN) trades at a trailing P/E of 1.0, forward P/E of 0.4. Trailing earnings yield is 103.82%, forward earnings yield 227.27%. Graham Number is $240.04.

Criteria proven by this page:

  • VALUE (100/100, Pass) — P/E is below market average (1.0); earnings yield beats bond yields (103.82%).
  • Forward P/E 0.4 (down from trailing 1.0) — analysts expect earnings to grow, which would improve the valuation.
  • Trailing Earnings Yield 103.82% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income. Forward yield improves to 227.27% as earnings recover.

Overall SharesGrow Score: 88/100 with 6/7 criteria passed.

SharesGrow 7-Criteria Score
88/100
SG Score
View full scorecard →
VALUE
100/100
Price-to-Earnings & upside
Proven by this page
FUTURE
100/100
Analyst consensus
→ Forecast
PAST
100/100
→ Income
HEALTH
100/100
Debt-to-Equity & liquidity
→ Health
~
MOAT
47/100
→ Income
GROWTH
100/100
→ Income
INCOME
70/100
→ Income

Valuation Snapshot — JFIN

Valuation Multiples
P/E (TTM)1.0
Forward P/E0.4
PEG RatioN/A
Forward PEGN/A
P/B Ratio0.33
P/S Ratio0.24
EV/EBITDA0.9
Per Share Data
EPS (TTM)$29.77
Forward EPS (Est.)$10.09
Book Value / Share$86.03
Revenue / Share$120.43
FCF / Share$0.00
Yields & Fair Value
Earnings Yield103.82%
Forward Earnings Yield227.27%
Dividend Yield18.83%
Graham Number$240.04
SharesGrow IV$64.69 (+1363.6%)

Historical Valuation

Year P/E (TTM) PEG Ratio P/B Ratio P/S Ratio Dividend Yield
2016 -14.4 0.00 -2.19 9.48 -
2017 9.7 -0.04 -2.72 2.33 -
2018 9.1 0.68 -3.36 1.93 7.20%
2019 3.6 -0.20 -2.60 0.86 -
2020 4.3 -0.08 -2.33 0.83 -
2021 1.6 0.02 27.15 0.42 0.34%
2022 0.7 0.00 0.69 0.26 -
2023 1.5 0.14 0.83 0.36 7.96%
2024 2.3 -0.13 0.79 0.43 12.19%
2025 1.4 0.03 0.48 0.35 13.62%

EPS: Actual vs Estimates

P/E Ratio & Earnings Yield

Earnings Per Share (EPS) History

Year EPS (Diluted) Revenue Net Income Net Margin
2016 $-7.80 $591.1M $-389.75M -65.9%
2017 $10.79 $2.25B $539.55M 24%
2018 $12.24 $2.88B $611.76M 21.2%
2019 $10.03 $2.23B $527.75M 23.7%
2020 $4.68 $1.3B $252.88M 19.5%
2021 $8.72 $1.78B $472.09M 26.5%
2022 $21.92 $3.27B $1.18B 36.1%
2023 $24.24 $5.47B $1.3B 23.7%
2024 $19.88 $5.8B $1.06B 18.2%

Analyst Estimates

Year EPS (Avg) EPS Range Revenue (Avg) Revenue Range Analysts
2026 $3.82 $3.82 – $3.82 $1.29B $1.29B – $1.29B 1
2027 $8.95 $8.95 – $8.95 $2.15B $2.15B – $2.15B 1
2028 $10.04 $10.04 – $10.04 $2.04B $2.04B – $2.04B 1
2029 $10.02 $10.02 – $10.02 $2.04B $2.04B – $2.04B 1
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