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Oak Valley Bancorp OVLY NASDAQ

NASDAQ Capital Marke • Financial Services • Banks - Regional • US • USD

SharesGrow Score
65/100
2/6 Pass
SharesGrow Intrinsic Value
$88.50
+155%
SharesGrow 7-Criteria Score All 7 criteria scored · valuation-related highlighted on this page

Oak Valley Bancorp (OVLY) trades at a trailing P/E of 11.8. Trailing earnings yield is 8.49%. Graham Number is $40.90.

Criteria proven by this page:

  • VALUE (34/100, Fail) — the composite valuation score falls below the 60/100 threshold required to pass.
  • Trailing Earnings Yield 8.49% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income.

Overall SharesGrow Score: 63/100 with 2/7 criteria passed.

SharesGrow 7-Criteria Score
65/100
SG Score
View full scorecard →
VALUE
34/100
Price-to-Earnings & upside
Proven by this page
FUTURE
N/A
No coverage
PAST
100/100
→ Income
~
HEALTH
67/100
Debt-to-Equity & liquidity
→ Health
~
MOAT
46/100
→ Income
~
GROWTH
55/100
→ Income
INCOME
85/100
→ Income

Valuation Snapshot — OVLY

Valuation Multiples
P/E (TTM)11.8
Forward P/EN/A
PEG RatioN/A
Forward PEGN/A
P/B Ratio1.35
P/S Ratio3.14
EV/EBITDA2.9
Per Share Data
EPS (TTM)$2.90
Book Value / Share$25.65
Revenue / Share$11.11
FCF / Share$3.00
Yields & Fair Value
Earnings Yield8.49%
Dividend Yield1.98%
Graham Number$40.90
SharesGrow IV$88.50 (+155%)

Historical Valuation

Year P/E (TTM) PEG Ratio P/B Ratio P/S Ratio Dividend Yield
2016 13.2 0.24 1.22 2.75 1.92%
2017 17.3 0.91 1.73 3.81 1.29%
2018 12.8 0.48 1.49 3.29 1.43%
2019 12.6 1.64 1.40 3.31 1.40%
2020 9.9 1.09 1.04 2.65 1.70%
2021 8.7 0.44 0.99 2.57 1.68%
2022 8.1 0.21 1.46 2.77 1.34%
2023 8.0 0.23 1.48 2.81 1.08%
2024 9.6 -0.50 1.31 2.69 1.56%
2025 10.4 -2.25 1.19 3.03 2.03%

EPS: Actual vs Estimates

P/E Ratio & Earnings Yield

Earnings Per Share (EPS) History

Year EPS (Diluted) Revenue Net Income Net Margin
2016 $0.95 $36.7M $7.67M 20.9%
2017 $1.13 $41.22M $9.09M 22.1%
2018 $1.42 $44.89M $11.54M 25.7%
2019 $1.54 $47.65M $12.49M 26.2%
2020 $1.68 $50.93M $13.69M 26.9%
2021 $2.00 $55.23M $16.34M 29.6%
2022 $2.79 $66.77M $22.9M 34.3%
2023 $3.75 $87.3M $30.85M 35.3%
2024 $3.02 $89.45M $24.95M 27.9%
2025 $2.88 $81.73M $23.91M 29.3%
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