SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
Pacific Financial Corporation (PFLC) trades at a trailing P/E of 11.2. Trailing earnings yield is 8.97%. PEG 0.43 (Peter Lynch undervalued ≤1.0).
Criteria proven by this page:
- VALUE (100/100, Pass) — P/E is below market average (11.2); PEG ≤ 1.0 — Peter Lynch undervalued (0.43); earnings yield beats bond yields (8.97%).
- PEG Ratio 0.43 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
- Trailing Earnings Yield 8.97% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income.
Overall SharesGrow Score: 67/100 with 4/7 criteria passed.
SharesGrow 7-Criteria Score
✓
VALUE
100/100
Price-to-Earnings & upside
Proven by this page
✗
HEALTH
33/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — PFLC
Valuation Multiples
P/E (TTM)11.2
Forward P/EN/A
PEG Ratio0.43
Forward PEGN/A
P/B Ratio0.00
P/S Ratio1.96
EV/EBITDA0.0
Per Share Data
EPS (TTM)$1.16
Book Value / Share$0.00
Revenue / Share$6.60
FCF / Share$0.00
Yields & Fair Value
Earnings Yield8.97%
Dividend Yield0.00%
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2016 |
$0.62 |
$42.89M |
$6.59M |
15.4% |
| 2017 |
$0.65 |
$44.57M |
$6.96M |
15.6% |
| 2018 |
$1.06 |
$47.5M |
$11.33M |
23.9% |
| 2019 |
$1.29 |
$52.54M |
$13.76M |
26.2% |
| 2020 |
$1.07 |
$57.34M |
$11.38M |
19.9% |
| 2021 |
$1.22 |
$52.63M |
$12.7M |
24.1% |
| 2022 |
$1.04 |
$48.17M |
$10.89M |
22.6% |
| 2023 |
$1.40 |
$55.37M |
$14.61M |
26.4% |
| 2024 |
$0.92 |
$50.92M |
$9.53M |
18.7% |
| 2025 |
$1.16 |
$65.23M |
$11.65M |
17.9% |
