SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
Potomac Bancshares, Inc. (PTBS) trades at a trailing P/E of 9.1. Trailing earnings yield is 10.94%. PEG 0.30 (Peter Lynch undervalued ≤1.0).
Criteria proven by this page:
- VALUE (100/100, Pass) — P/E is below market average (9.1); PEG ≤ 1.0 — Peter Lynch undervalued (0.30); earnings yield beats bond yields (10.94%).
- PEG Ratio 0.30 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
- Trailing Earnings Yield 10.94% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income.
Overall SharesGrow Score: 66/100 with 4/7 criteria passed.
SharesGrow 7-Criteria Score
✓
VALUE
100/100
Price-to-Earnings & upside
Proven by this page
✗
HEALTH
17/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — PTBS
Valuation Multiples
P/E (TTM)9.1
Forward P/EN/A
PEG Ratio0.30
Forward PEGN/A
P/B Ratio0.00
P/S Ratio1.52
EV/EBITDA0.0
Per Share Data
EPS (TTM)$2.16
Book Value / Share$0.00
Revenue / Share$13.00
FCF / Share$0.00
Yields & Fair Value
Earnings Yield10.94%
Dividend Yield0.00%
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2016 |
$0.66 |
$18.72M |
$2.22M |
11.8% |
| 2017 |
$1.14 |
$21.4M |
$3.81M |
17.8% |
| 2018 |
$0.94 |
$22.24M |
$3.39M |
15.3% |
| 2019 |
$0.78 |
$25.53M |
$3.21M |
12.6% |
| 2020 |
$0.92 |
$27.09M |
$3.79M |
14% |
| 2021 |
$1.83 |
$29.83M |
$7.57M |
25.4% |
| 2022 |
$1.77 |
$32.77M |
$7.31M |
22.3% |
| 2023 |
$1.75 |
$31.74M |
$7.26M |
22.9% |
| 2024 |
$1.65 |
$32.47M |
$6.83M |
21% |
| 2025 |
$2.16 |
$53.86M |
$8.96M |
16.6% |
