SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
Royal Financial, Inc. (RYFL) trades at a trailing P/E of 10.1. Trailing earnings yield is 9.87%. PEG 0.07 (Peter Lynch undervalued ≤1.0).
Criteria proven by this page:
- VALUE (100/100, Pass) — P/E is below market average (10.1); PEG ≤ 1.0 — Peter Lynch undervalued (0.07); earnings yield beats bond yields (9.87%).
- PEG Ratio 0.07 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
- Trailing Earnings Yield 9.87% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income.
Overall SharesGrow Score: 80/100 with 5/7 criteria passed.
SharesGrow 7-Criteria Score
✓
VALUE
100/100
Price-to-Earnings & upside
Proven by this page
✓
HEALTH
83/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — RYFL
Valuation Multiples
P/E (TTM)10.1
Forward P/EN/A
PEG Ratio0.07
Forward PEGN/A
P/B Ratio0.00
P/S Ratio2.99
EV/EBITDA0.0
Per Share Data
EPS (TTM)$2.00
Book Value / Share$0.00
Revenue / Share$6.77
FCF / Share$0.00
Yields & Fair Value
Earnings Yield9.87%
Dividend Yield0.00%
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2008 |
$-1.16 |
$5.31M |
$-2.75M |
-51.8% |
| 2009 |
$-5.08 |
$4.97M |
$-12.19M |
-245.4% |
| 2014 |
$3.07 |
$5.23M |
$7.7M |
147.3% |
| 2015 |
$0.38 |
$6.52M |
$941.2K |
14.4% |
| 2016 |
$2.15 |
$8.84M |
$5.39M |
61% |
| 2017 |
$0.80 |
$11.55M |
$2.03M |
17.6% |
| 2018 |
$0.68 |
$14.06M |
$1.74M |
12.4% |
| 2019 |
$1.43 |
$15.02M |
$3.7M |
24.7% |
| 2020 |
$0.80 |
$15.22M |
$2.04M |
13.4% |
| 2021 |
$2.00 |
$17.46M |
$5.17M |
29.6% |
