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Security Federal Corporation SFDL OTC

Other OTC • Financial Services • Banks - Regional • US • USD

SharesGrow Score
77/100
4/6 Pass
SharesGrow Intrinsic Value
N/A
Negative cash flow
SharesGrow 7-Criteria Score All 7 criteria scored · valuation-related highlighted on this page

Security Federal Corporation (SFDL) trades at a trailing P/E of 9.0. Trailing earnings yield is 11.07%. PEG 0.65 (Peter Lynch undervalued ≤1.0).

Criteria proven by this page:

  • VALUE (100/100, Pass) — P/E is below market average (9.0); PEG ≤ 1.0 — Peter Lynch undervalued (0.65); earnings yield beats bond yields (11.07%).
  • PEG Ratio 0.65 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
  • Trailing Earnings Yield 11.07% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income.

Overall SharesGrow Score: 75/100 with 4/7 criteria passed.

SharesGrow 7-Criteria Score
77/100
SG Score
View full scorecard →
VALUE
100/100
Price-to-Earnings & upside
Proven by this page
FUTURE
N/A
No coverage
PAST
100/100
→ Income
~
HEALTH
67/100
Debt-to-Equity & liquidity
→ Health
MOAT
35/100
→ Income
GROWTH
90/100
→ Income
INCOME
70/100
→ Income

Valuation Snapshot — SFDL

Valuation Multiples
P/E (TTM)9.0
Forward P/EN/A
PEG Ratio0.65
Forward PEGN/A
P/B Ratio0.00
P/S Ratio1.20
EV/EBITDA0.0
Per Share Data
EPS (TTM)$3.82
Book Value / Share$0.00
Revenue / Share$28.66
FCF / Share$0.00
Yields & Fair Value
Earnings Yield11.07%
Dividend Yield0.00%

EPS: Actual vs Estimates

P/E Ratio & Earnings Yield

Earnings Per Share (EPS) History

Year EPS (Diluted) Revenue Net Income Net Margin
2016 $1.99 $31.27M $5.93M 18.9%
2017 $1.91 $32.96M $5.92M 18%
2018 $2.21 $35.29M $7.21M 20.4%
2019 $2.50 $37.72M $7.79M 20.7%
2020 $2.19 $48M $7.05M 14.7%
2021 $3.93 $45.93M $12.77M 27.8%
2022 $3.14 $47.16M $10.23M 21.7%
2023 $3.14 $48.39M $10.19M 21.1%
2024 $3.35 $50.52M $9.81M 19.4%
2025 $3.82 $90.14M $13.67M 15.2%
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