SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
Village Bank and Trust Financial Corp. (VBFC) trades at a trailing P/E of 17.1. Trailing earnings yield is 5.85%. PEG 0.06 (Peter Lynch undervalued ≤1.0).
Criteria proven by this page:
- VALUE (85/100, Pass) — P/E is below market average (17.1); PEG ≤ 1.0 — Peter Lynch undervalued (0.06); earnings yield beats bond yields (5.85%).
- PEG Ratio 0.06 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
- Trailing Earnings Yield 5.85% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income.
Overall SharesGrow Score: 73/100 with 4/7 criteria passed.
SharesGrow 7-Criteria Score
✓
VALUE
85/100
Price-to-Earnings & upside
Proven by this page
✓
HEALTH
75/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — VBFC
Valuation Multiples
P/E (TTM)17.1
Forward P/EN/A
PEG Ratio0.06
Forward PEGN/A
P/B Ratio0.00
P/S Ratio3.61
EV/EBITDA0.0
Per Share Data
EPS (TTM)$4.69
Book Value / Share$0.00
Revenue / Share$22.25
FCF / Share$0.00
Yields & Fair Value
Earnings Yield5.85%
Dividend Yield0.00%
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2015 |
$5.49 |
$12.64M |
$646K |
5.1% |
| 2016 |
$8.99 |
$13.38M |
$13.51M |
101% |
| 2017 |
$-2.19 |
$22.68M |
$-3.1M |
-13.6% |
| 2018 |
$2.12 |
$23.67M |
$3.04M |
12.8% |
| 2019 |
$3.10 |
$26.07M |
$4.48M |
17.2% |
| 2020 |
$5.86 |
$32.94M |
$8.55M |
26% |
| 2021 |
$8.48 |
$37.84M |
$12.45M |
32.9% |
| 2022 |
$5.62 |
$32.31M |
$8.31M |
25.7% |
| 2023 |
$1.29 |
$33.27M |
$1.92M |
5.8% |
| 2024 |
$4.69 |
$33.29M |
$7.02M |
21.1% |
