Credit Acceptance Corporation CACC NASDAQ

Credit Acceptance Corporation (CACC) reported total assets of $9.6B and total liabilities of $8.07B for fiscal year 2025, resulting in total equity of $1.52B.

The company held $510.3M in cash and short-term investments. Total debt stood at $6.35B, with net debt of $5.85B. The Debt-to-Equity (D/E) ratio was 4.17 (leveraged).

Current ratio is 0.26, which may signal tight short-term liquidity. Interest coverage is 2.4x (weak).

Criteria supported by this page:

• HEALTH (0/100, Fail) — the balance sheet shows elevated risk in debt or liquidity metrics
• MOAT (74/100) — Total assets $9.6B and equity $1.52B support the company's competitive scale
• VALUE (80/100) — Debt-to-Equity 4.17 contributes to the overall valuation risk assessment

Overall SharesGrow Score: 60/100 with 5/7 criteria passed.

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