Credit Acceptance Corporation (CACC) is a Financial - Credit Services company in the Financial Services sector, currently trading at $489.84. It has a SharesGrow Score of 60/100, indicating a above average investment profile with 5 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of CACC = $627.16 (+28% from the current price, the stock appears undervalued). Analyst consensus target is CACC = $480 (-2% upside).
Valuation: CACC trades at a trailing Price-to-Earnings (P/E) of 12 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 0.65.
Financials: revenue is $2.3B, +27.1%/yr average growth. Net income is $424M, growing at +3.7%/yr. Net profit margin is 18.3% (healthy). Gross margin is 98.7% (+38.8 pp trend).
Balance sheet: total debt is $6.4B against $1.5B equity (Debt-to-Equity (D/E) ratio 4.17, leveraged). Current ratio is 0.26 (tight liquidity). Debt-to-assets is 66.2%. Total assets: $9.6B.
Analyst outlook: 0 / 18 analysts rate CACC as buy (0%) — mixed sentiment.
SharesGrow 7-Criteria breakdown: Value 80/100 (Pass), Growth 73/100 (Pass), Past 100/100 (Pass), Health 0/100 (Fail), Moat 74/100 (Pass), Future 26/100 (Fail), Income 70/100 (Pass).
