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Finward Bancorp FNWD NASDAQ

NASDAQ Capital Marke • Financial Services • Banks - Regional • US • USD

SharesGrow Score
67/100
3/7 Pass
SharesGrow Intrinsic Value
$82.56
+135.6%

Finward Bancorp (FNWD) reported total assets of $2.02B and total liabilities of $1.85B for fiscal year 2025, resulting in total equity of $174.66M.

The company held $334.49M in cash and short-term investments. Total debt stood at $84.7M, with net debt of $66.44M. The Debt-to-Equity (D/E) ratio was 0.48 (conservative).

Current ratio is 1.77, indicating strong short-term liquidity. Interest coverage is 0.2x (weak).

Criteria supported by this page:

  • HEALTH (67/100, Partial) — some metrics are adequate but not all reach ideal thresholds
  • MOAT (43/100) — Total assets $2.02B and equity $174.66M support the company's competitive scale
  • VALUE (72/100) — Debt-to-Equity 0.48 contributes to the overall valuation risk assessment

Overall SharesGrow Score: 67/100 with 3/7 criteria passed.

SharesGrow 7-Criteria Score
67/100
SG Score
View full scorecard →
VALUE
72/100
Price-to-Earnings & upside
→ Valuation
FUTURE
100/100
Analyst consensus
→ Forecast
PAST
100/100
→ Income
~
HEALTH
67/100
Debt-to-Equity & liquidity
Proven by this page
MOAT
43/100
→ Income
~
GROWTH
40/100
→ Income
~
INCOME
45/100
→ Income
Finward Bancorp Balance Sheet History
Metric FY2025 FY2024 FY2023 FY2022
Total Assets $2.02B$2.06B$2.11B$2.07B
Total Liabilities $1.85B$1.91B$1.96B$1.93B
Total Debt $84.7M$105.12M$118.12M$135.5M
Cash & Investments $334.49M$404.14M$457.38M$404.63M
Total Stockholders Equity $174.66M$151.41M$147.35M$136.39M
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