Finward Bancorp (FNWD) is a Banks - Regional company in the Financial Services sector, currently trading at $35.10. It has a SharesGrow Score of 67/100, indicating a above average investment profile with 3 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of FNWD = $82.56 (+135.2% from the current price, the stock appears undervalued).
Valuation: FNWD trades at a trailing Price-to-Earnings (P/E) of 18.3 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 1.37.
Financials: revenue is $101M, +7.3%/yr average growth. Net income is $8M, growing at -11%/yr. Net profit margin is 8% (thin). Gross margin is 65.6% (-28.6 pp trend).
Balance sheet: total debt is $85M against $175M equity (Debt-to-Equity (D/E) ratio 0.48, conservative). Current ratio is 1.77 (strong liquidity). Debt-to-assets is 4.2%. Total assets: $2.0B.
Analyst outlook: 2 / 2 analysts rate FNWD as buy (100%) — strong consensus.
SharesGrow 7-Criteria breakdown: Value 72/100 (Pass), Growth 40/100 (Partial), Past 100/100 (Pass), Health 67/100 (Partial), Moat 43/100 (Fail), Future 100/100 (Pass), Income 45/100 (Partial).
