First United Corporation FUNC NASDAQ

First United Corporation (FUNC) reported total assets of $2.09B and total liabilities of $1.88B for fiscal year 2025, resulting in total equity of $203.63M.

The company held $236.97M in cash and short-term investments. Total debt stood at $115.95M, with net debt of $-13.88M. The Debt-to-Equity (D/E) ratio was 0.57 (moderate).

Current ratio is 0.5, which may signal tight short-term liquidity. Interest coverage is 1x (weak).

Criteria supported by this page:

• HEALTH (17/100, Fail) — the balance sheet shows elevated risk in debt or liquidity metrics
• MOAT (43/100) — Total assets $2.09B and equity $203.63M support the company's competitive scale
• VALUE (68/100) — Debt-to-Equity 0.57 contributes to the overall valuation risk assessment

Overall SharesGrow Score: 64/100 with 5/7 criteria passed.

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