First United Corporation (FUNC) is a Banks - Regional company in the Financial Services sector, currently trading at $37.76. It has a SharesGrow Score of 64/100, indicating a above average investment profile with 5 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of FUNC = $100.47 (+166.1% from the current price, the stock appears undervalued). Analyst consensus target is FUNC = $25 (-33.8% upside).
Valuation: FUNC trades at a trailing Price-to-Earnings (P/E) of 10.1 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 0.95.
Financials: revenue is $119M, +14.1%/yr average growth. Net income is $25M, growing at +5.3%/yr. Net profit margin is 20.6% (strong). Gross margin is 70.2% (-24.6 pp trend).
Balance sheet: total debt is $116M against $204M equity (Debt-to-Equity (D/E) ratio 0.57, moderate). Current ratio is 0.5 (tight liquidity). Debt-to-assets is 5.6%. Total assets: $2.1B.
Analyst outlook: 1 / 1 analysts rate FUNC as buy (100%) — strong consensus.
SharesGrow 7-Criteria breakdown: Value 68/100 (Pass), Growth 73/100 (Pass), Past 100/100 (Pass), Health 17/100 (Fail), Moat 43/100 (Fail), Future 64/100 (Pass), Income 85/100 (Pass).
