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First US Bancshares, Inc. FUSB NASDAQ

NASDAQ Capital Marke • Financial Services • Banks - Regional • US • USD

SharesGrow Score
54/100
1/6 Pass
SharesGrow Intrinsic Value
$32.54
+102.9%

First US Bancshares, Inc. (FUSB) reported total assets of $1.15B and total liabilities of $1.05B for fiscal year 2025, resulting in total equity of $105.65M.

The company held $177.48M in cash and short-term investments. Total debt stood at $10.95M, with net debt of $1.54M. The Debt-to-Equity (D/E) ratio was 0.1 (conservative).

Current ratio is 1.16, suggesting adequate short-term liquidity. Interest coverage is 0.4x (weak).

Criteria supported by this page:

  • HEALTH (50/100, Partial) — some metrics are adequate but not all reach ideal thresholds
  • MOAT (35/100) — Total assets $1.15B and equity $105.65M support the company's competitive scale
  • VALUE (47/100) — Debt-to-Equity 0.1 contributes to the overall valuation risk assessment

Overall SharesGrow Score: 53/100 with 1/7 criteria passed.

SharesGrow 7-Criteria Score
54/100
SG Score
View full scorecard →
~
VALUE
47/100
Price-to-Earnings & upside
→ Valuation
FUTURE
N/A
No coverage
PAST
100/100
→ Income
~
HEALTH
50/100
Debt-to-Equity & liquidity
Proven by this page
MOAT
35/100
→ Income
~
GROWTH
48/100
→ Income
~
INCOME
45/100
→ Income
First US Bancshares, Inc. Balance Sheet History
Metric FY2025 FY2024 FY2023 FY2022
Total Assets $1.15B$1.1B$1.07B$994.67M
Total Liabilities $1.05B$1B$982.35M$909.53M
Total Debt $10.95M$20.87M$20.8M$30.7M
Cash & Investments $177.48M$71.1M$185.84M$160.95M
Total Stockholders Equity $105.65M$98.62M$90.59M$85.14M
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