The First Bancorp, Inc. FNLC NASDAQ

The First Bancorp, Inc. (FNLC) reported total assets of $3.17B and total liabilities of $2.88B for fiscal year 2025, resulting in total equity of $283.14M.

The company held $292.26M in cash and short-term investments. Total debt stood at $187.82M, with net debt of $160.04M. The Debt-to-Equity (D/E) ratio was 0.66 (moderate).

Current ratio is 0.11, which may signal tight short-term liquidity. Interest coverage is 0.5x (weak).

Criteria supported by this page:

• HEALTH (17/100, Fail) — the balance sheet shows elevated risk in debt or liquidity metrics
• MOAT (43/100) — Total assets $3.17B and equity $283.14M support the company's competitive scale
• VALUE (91/100) — Debt-to-Equity 0.66 contributes to the overall valuation risk assessment

Overall SharesGrow Score: 60/100 with 3/7 criteria passed.

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