Intrinsic Value of S&P & Nasdaq Contact Us

FVCBankcorp, Inc. FVCB NASDAQ

NASDAQ Capital Marke • Financial Services • Banks - Regional • US • USD

SharesGrow Score
67/100
5/7 Pass
SharesGrow Intrinsic Value
$29.20
+89.5%
Analyst Price Target
$18.00
+16.8%

FVCBankcorp, Inc. (FVCB) reported total assets of $2.29B and total liabilities of $2.04B for fiscal year 2025, resulting in total equity of $253.6M.

The company held $159.11M in cash and short-term investments. Total debt stood at $25.24M, with net debt of $19.55M. The Debt-to-Equity (D/E) ratio was 0.1 (conservative).

Current ratio is 0.14, which may signal tight short-term liquidity. Interest coverage is 0.5x (weak).

Criteria supported by this page:

  • HEALTH (33/100, Fail) — the balance sheet shows elevated risk in debt or liquidity metrics
  • MOAT (43/100) — Total assets $2.29B and equity $253.6M support the company's competitive scale
  • VALUE (66/100) — Debt-to-Equity 0.1 contributes to the overall valuation risk assessment

Overall SharesGrow Score: 67/100 with 5/7 criteria passed.

SharesGrow 7-Criteria Score
67/100
SG Score
View full scorecard →
VALUE
66/100
Price-to-Earnings & upside
→ Valuation
FUTURE
67/100
Analyst consensus
→ Forecast
PAST
100/100
→ Income
HEALTH
33/100
Debt-to-Equity & liquidity
Proven by this page
MOAT
43/100
→ Income
GROWTH
90/100
→ Income
INCOME
70/100
→ Income
FVCBankcorp, Inc. Balance Sheet History
Metric FY2025 FY2024 FY2023 FY2022
Total Assets $2.29B$2.2B$2.19B$2.34B
Total Liabilities $2.04B$1.96B$1.97B$2.14B
Total Debt $25.24M$76.33M$113.86M$294.96M
Cash & Investments $159.11M$247.43M$232.12M$359.62M
Total Stockholders Equity $253.6M$235.35M$217.12M$202.38M
Contact Us
🎓
SharesGrow Academy
Learn how to calculate Intrinsic Value and find undervalued stocks.
Weekly live sessions
Send us a message