FVCBankcorp, Inc. FVCB NASDAQ

FVCBankcorp, Inc. (FVCB) reported total assets of $2.29B and total liabilities of $2.04B for quarter ending 2025-12-31, resulting in total equity of $253.6M.

The company held $159.11M in cash and short-term investments. Total debt stood at $25.24M, with net debt of $19.55M. The Debt-to-Equity (D/E) ratio was 0.1 (conservative).

Current ratio is 0.14, which may signal tight short-term liquidity. Interest coverage is 0.5x (weak).

Criteria supported by this page:

• HEALTH (33/100, Fail) — the balance sheet shows elevated risk in debt or liquidity metrics
• MOAT (43/100) — Total assets $2.29B and equity $253.6M support the company's competitive scale
• VALUE (66/100) — Debt-to-Equity 0.1 contributes to the overall valuation risk assessment

Overall SharesGrow Score: 67/100 with 5/7 criteria passed.