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Santander Consumer USA Holdings Inc. SC NYSE

NYSE • Financial Services • Financial - Credit Services • US • USD

SharesGrow Score
50/100
1/7 Pass
SharesGrow Intrinsic Value
N/A
Negative cash flow
Analyst Price Target
$35.00
-15.9%

Santander Consumer USA Holdings Inc. (SC) reported total assets of $48.89B and total liabilities of $43.27B for fiscal year 2020, resulting in total equity of $5.62B.

The company held $204.71M in cash and short-term investments. Total debt stood at $41.14B, with net debt of $41.03B. The Debt-to-Equity (D/E) ratio was 7.32 (leveraged).

Current ratio is 59.83, indicating strong short-term liquidity. Interest coverage is 2x (weak).

Criteria supported by this page:

  • HEALTH (33/100, Fail) — the balance sheet shows elevated risk in debt or liquidity metrics
  • MOAT (58/100) — Total assets $48.89B and equity $5.62B support the company's competitive scale
  • VALUE (49/100) — Debt-to-Equity 7.32 contributes to the overall valuation risk assessment

Overall SharesGrow Score: 50/100 with 1/7 criteria passed.

SharesGrow 7-Criteria Score
50/100
SG Score
View full scorecard →
~
VALUE
49/100
Price-to-Earnings & upside
→ Valuation
FUTURE
16/100
Analyst consensus
→ Forecast
PAST
100/100
→ Income
HEALTH
33/100
Debt-to-Equity & liquidity
Proven by this page
~
MOAT
58/100
→ Income
~
GROWTH
40/100
→ Income
~
INCOME
55/100
→ Income
Santander Consumer USA Holdings Inc. Balance Sheet History
Metric FY2020 FY2019 FY2018 FY2017
Total Assets $48.89B$48.93B$43.96B$39.42B
Total Liabilities $43.27B$41.61B$36.94B$32.94B
Total Debt $41.14B$39.29B$34.88B$31.16B
Cash & Investments $204.71M$174.09M$148.44M$527.81M
Total Stockholders Equity $5.62B$7.32B$7.02B$6.48B
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