Santander Consumer USA Holdings Inc. SC NYSE

Santander Consumer USA Holdings Inc. (SC) reported total assets of $49.07B and total liabilities of $41.14B for quarter ending 2021-09-30, resulting in total equity of $7.93B.

The company held $2.2B in cash and short-term investments. Total debt stood at $38.43B, with net debt of $36.33B. The Debt-to-Equity (D/E) ratio was 4.84 (leveraged).

Current ratio is 59.16, indicating strong short-term liquidity. Interest coverage is 5.4x (adequate).

Criteria supported by this page:

• HEALTH (33/100, Fail) — the balance sheet shows elevated risk in debt or liquidity metrics
• MOAT (58/100) — Total assets $49.07B and equity $7.93B support the company's competitive scale
• VALUE (49/100) — Debt-to-Equity 4.84 contributes to the overall valuation risk assessment

Overall SharesGrow Score: 50/100 with 1/7 criteria passed.