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SoFi Technologies, Inc. SOFI NASDAQ

NASDAQ Global Select • Financial Services • Financial - Credit Services • US • USD

SharesGrow Score
63/100
2/7 Pass
SharesGrow Intrinsic Value
N/A
Negative cash flow
Analyst Price Target
$30.07
+67.9%

SoFi Technologies, Inc. (SOFI) reported total assets of $50.66B and total liabilities of $40.17B for fiscal year 2025, resulting in total equity of $10.49B.

The company held $4.93B in cash and short-term investments. Total debt stood at $1.82B, with net debt of $-3.11B. The Debt-to-Equity (D/E) ratio was 0.17 (conservative).

Criteria supported by this page:

  • HEALTH (50/100, Partial) — some metrics are adequate but not all reach ideal thresholds
  • MOAT (65/100) — Total assets $50.66B and equity $10.49B support the company's competitive scale
  • VALUE (70/100) — Debt-to-Equity 0.17 contributes to the overall valuation risk assessment

Overall SharesGrow Score: 63/100 with 2/7 criteria passed.

SharesGrow 7-Criteria Score
63/100
SG Score
View full scorecard →
VALUE
70/100
Price-to-Earnings & upside
→ Valuation
~
FUTURE
52/100
Analyst consensus
→ Forecast
~
PAST
50/100
→ Income
~
HEALTH
50/100
Debt-to-Equity & liquidity
Proven by this page
~
MOAT
65/100
→ Income
GROWTH
100/100
→ Income
~
INCOME
55/100
→ Income
SoFi Technologies, Inc. Balance Sheet History
Metric FY2025 FY2024 FY2023 FY2022
Total Assets $50.66B$36.25B$30.07B$19.01B
Total Liabilities $40.17B$29.73B$24.52B$13.48B
Total Debt $1.82B$3.09B$5.24B$5.63B
Cash & Investments $4.93B$2.59B$3.14B$1.82B
Total Stockholders Equity $10.49B$6.53B$5.55B$5.53B
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