Intrinsic Value of S&P & Nasdaq Contact Us

SoFi Technologies, Inc. SOFI NASDAQ

NASDAQ Global Select • Financial Services • Financial - Credit Services • US • USD

SharesGrow Score
63/100
2/7 Pass
SharesGrow Intrinsic Value
N/A
Negative cash flow
Analyst Price Target
$30.07
+67.9%

SoFi Technologies, Inc. (SOFI) reported total assets of $50.66B and total liabilities of $40.17B for quarter ending 2025-12-31, resulting in total equity of $10.49B.

The company held $4.93B in cash and short-term investments. Total debt stood at $1.82B, with net debt of $-3.11B. The Debt-to-Equity (D/E) ratio was 0.17 (conservative).

Criteria supported by this page:

  • HEALTH (50/100, Partial) — some metrics are adequate but not all reach ideal thresholds
  • MOAT (65/100) — Total assets $50.66B and equity $10.49B support the company's competitive scale
  • VALUE (70/100) — Debt-to-Equity 0.17 contributes to the overall valuation risk assessment

Overall SharesGrow Score: 63/100 with 2/7 criteria passed.

SharesGrow 7-Criteria Score
63/100
SG Score
View full scorecard →
VALUE
70/100
Price-to-Earnings & upside
→ Valuation
~
FUTURE
52/100
Analyst consensus
→ Forecast
~
PAST
50/100
→ Income
~
HEALTH
50/100
Debt-to-Equity & liquidity
Proven by this page
~
MOAT
65/100
Proven by this page
GROWTH
100/100
→ Income
~
INCOME
55/100
→ Income
SoFi Technologies, Inc. Balance Sheet History
Metric Q4 FY2025 Q3 FY2025 Q2 FY2025 Q1 FY2025
Total Assets $50.66B$45.29B$41.11B$37.75B
Total Liabilities $40.17B$36.51B$34.25B$31.07B
Total Debt $1.82B$2.81B$4.03B$3.14B
Cash & Investments $4.93B$5.64B$4.39B$4.24B
Total Stockholders Equity $10.49B$8.78B$6.86B$6.68B
Contact Us
🎓
SharesGrow Academy
Learn how to calculate Intrinsic Value and find undervalued stocks.
Weekly live sessions
Send us a message