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Truist Financial Corporation TFC NYSE

NYSE • Financial Services • Banks - Regional • US • USD

SharesGrow Score
66/100
4/7 Pass
SharesGrow Intrinsic Value
$70.32
+42%
Analyst Price Target
$58.50
+18.1%

Truist Financial Corporation (TFC) reported total assets of $547.54B and total liabilities of $482.35B for fiscal year 2025, resulting in total equity of $65.19B.

The company held $45.37B in cash and short-term investments. Total debt stood at $69.8B, with net debt of $33.43B. The Debt-to-Equity (D/E) ratio was 1.07 (moderate).

Current ratio is 0.87, which may signal tight short-term liquidity. Interest coverage is 0.6x (weak).

Criteria supported by this page:

  • HEALTH (17/100, Fail) — the balance sheet shows elevated risk in debt or liquidity metrics
  • MOAT (69/100) — Total assets $547.54B and equity $65.19B support the company's competitive scale
  • VALUE (72/100) — Debt-to-Equity 1.07 contributes to the overall valuation risk assessment

Overall SharesGrow Score: 66/100 with 4/7 criteria passed.

SharesGrow 7-Criteria Score
66/100
SG Score
View full scorecard →
VALUE
72/100
Price-to-Earnings & upside
→ Valuation
FUTURE
67/100
Analyst consensus
→ Forecast
~
PAST
75/100
→ Income
HEALTH
17/100
Debt-to-Equity & liquidity
Proven by this page
~
MOAT
69/100
→ Income
GROWTH
90/100
→ Income
INCOME
70/100
→ Income
Truist Financial Corporation Balance Sheet History
Metric FY2025 FY2024 FY2023 FY2022
Total Assets $547.54B$531.18B$535.35B$555.26B
Total Liabilities $482.35B$467.5B$476.1B$494.72B
Total Debt $69.8B$62.27B$62.12B$65.07B
Cash & Investments $45.37B$44.32B$97.6B$93.22B
Total Stockholders Equity $65.19B$63.68B$59.1B$60.51B
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