Truist Financial Corporation (TFC) is a Banks - Regional company in the Financial Services sector, currently trading at $49.53. It has a SharesGrow Score of 66/100, indicating a above average investment profile with 4 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of TFC = $70.32 (+42% from the current price, the stock appears undervalued). Analyst consensus target is TFC = $59 (+18.1% upside).
Valuation: TFC trades at a trailing Price-to-Earnings (P/E) of 11.8 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 0.86.
Financials: revenue is $30.4B, +13.6%/yr average growth. Net income is $5.3B, growing at +144.8%/yr. Net profit margin is 17.4% (healthy). Gross margin is 62.2% (-23.9 pp trend).
Balance sheet: total debt is $69.8B against $65.2B equity (Debt-to-Equity (D/E) ratio 1.07, moderate). Current ratio is 0.87 (tight liquidity). Debt-to-assets is 12.7%. Total assets: $547.5B.
Analyst outlook: 33 / 54 analysts rate TFC as buy (61%) — moderate consensus.
SharesGrow 7-Criteria breakdown: Value 72/100 (Pass), Growth 90/100 (Pass), Past 75/100 (Partial), Health 17/100 (Fail), Moat 69/100 (Partial), Future 67/100 (Pass), Income 70/100 (Pass).
