Ameris Bancorp ABCB NYSE

Ameris Bancorp (ABCB) reported total assets of $27.52B and total liabilities of $23.44B for quarter ending 2025-12-31, resulting in total equity of $4.08B.

The company held $253.81M in cash and short-term investments. Total debt stood at $743.02M, with net debt of $489.21M. The Debt-to-Equity (D/E) ratio was 0.18 (conservative).

Current ratio is 0.62, which may signal tight short-term liquidity. Interest coverage is 1.3x (weak).

Criteria supported by this page:

• HEALTH (33/100, Fail) — the balance sheet shows elevated risk in debt or liquidity metrics
• MOAT (59/100) — Total assets $27.52B and equity $4.08B support the company's competitive scale
• VALUE (53/100) — Debt-to-Equity 0.18 contributes to the overall valuation risk assessment

Overall SharesGrow Score: 69/100 with 4/7 criteria passed.