Ameris Bancorp (ABCB) is a Banks - Regional company in the Financial Services sector, currently trading at $82.84. It has a SharesGrow Score of 69/100, indicating a above average investment profile with 4 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of ABCB = $114.47 (+38.2% from the current price, the stock appears undervalued). Analyst consensus target is ABCB = $88 (+5.9% upside).
Valuation: ABCB trades at a trailing Price-to-Earnings (P/E) of 13.5 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 1.92.
Financials: revenue is $1.7B, +14%/yr average growth. Net income is $412M, growing at +8.6%/yr. Net profit margin is 24.7% (strong). Gross margin is 68.3% (-17.3 pp trend).
Balance sheet: total debt is $743M against $4.1B equity (Debt-to-Equity (D/E) ratio 0.18, conservative). Current ratio is 0.62 (tight liquidity). Debt-to-assets is 2.7%. Total assets: $27.5B.
Analyst outlook: 10 / 12 analysts rate ABCB as buy (83%) — strong consensus.
SharesGrow 7-Criteria breakdown: Value 53/100 (Partial), Growth 73/100 (Pass), Past 100/100 (Pass), Health 33/100 (Fail), Moat 59/100 (Partial), Future 82/100 (Pass), Income 85/100 (Pass).
