Ally Financial Inc. ALLY NYSE

Ally Financial Inc. (ALLY) reported total assets of $196B and total liabilities of $180.5B for quarter ending 2025-12-31, resulting in total equity of $15.5B.

The company held $10.03B in cash and short-term investments. Total debt stood at $21.77B, with net debt of $11.74B. The Debt-to-Equity (D/E) ratio was 1.4 (moderate).

Current ratio is 0.9, which may signal tight short-term liquidity. Interest coverage is 0.2x (weak).

Criteria supported by this page:

• HEALTH (17/100, Fail) — the balance sheet shows elevated risk in debt or liquidity metrics
• MOAT (69/100) — Total assets $196B and equity $15.5B support the company's competitive scale
• VALUE (91/100) — Debt-to-Equity 1.4 contributes to the overall valuation risk assessment

Overall SharesGrow Score: 60/100 with 3/7 criteria passed.