Ally Financial Inc. (ALLY) is a Financial - Credit Services company in the Financial Services sector, currently trading at $42.57. It has a SharesGrow Score of 60/100, indicating a above average investment profile with 3 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of ALLY = $85.26 (+100.3% from the current price, the stock appears undervalued). Analyst consensus target is ALLY = $51 (+20.7% upside).
Valuation: ALLY trades at a trailing Price-to-Earnings (P/E) of 15.1 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 0.72.
Financials: revenue is $12.2B, +2.9%/yr average growth. Net income is $852M, growing at -15.6%/yr. Net profit margin is 7% (thin). Gross margin is 52% (-12.8 pp trend).
Balance sheet: total debt is $21.8B against $15.5B equity (Debt-to-Equity (D/E) ratio 1.4, moderate). Current ratio is 0.9 (tight liquidity). Debt-to-assets is 11.1%. Total assets: $196.0B.
Analyst outlook: 26 / 38 analysts rate ALLY as buy (68%) — moderate consensus.
SharesGrow 7-Criteria breakdown: Value 91/100 (Pass), Growth 30/100 (Fail), Past 100/100 (Pass), Health 17/100 (Fail), Moat 69/100 (Partial), Future 67/100 (Pass), Income 45/100 (Partial).
