Intrinsic Value of S&P & Nasdaq Contact Us

Amalgamated Financial Corp. AMAL NASDAQ

NASDAQ Global Market • Financial Services • Banks - Regional • US • USD

SharesGrow Score
70/100
3/7 Pass
SharesGrow Intrinsic Value
$75.83
+80.5%
Analyst Price Target
$27.00
-35.7%

Amalgamated Financial Corp. (AMAL) reported total assets of $8.87B and total liabilities of $8.08B for quarter ending 2025-12-31, resulting in total equity of $794.46M.

The company held $53.16M in cash and short-term investments. Total debt stood at $94.06M, with net debt of $89.56M. The Debt-to-Equity (D/E) ratio was 0.12 (conservative).

Current ratio is 12.77, indicating strong short-term liquidity. Interest coverage is 1.1x (weak).

Criteria supported by this page:

  • HEALTH (67/100, Partial) — some metrics are adequate but not all reach ideal thresholds
  • MOAT (55/100) — Total assets $8.87B and equity $794.46M support the company's competitive scale
  • VALUE (53/100) — Debt-to-Equity 0.12 contributes to the overall valuation risk assessment

Overall SharesGrow Score: 70/100 with 3/7 criteria passed.

SharesGrow 7-Criteria Score
70/100
SG Score
View full scorecard →
~
VALUE
53/100
Price-to-Earnings & upside
→ Valuation
~
FUTURE
58/100
Analyst consensus
→ Forecast
PAST
100/100
→ Income
~
HEALTH
67/100
Debt-to-Equity & liquidity
Proven by this page
~
MOAT
55/100
Proven by this page
GROWTH
73/100
→ Income
INCOME
85/100
→ Income
Amalgamated Financial Corp. Balance Sheet History
Metric Q4 FY2025 Q3 FY2025 Q2 FY2025 Q1 FY2025
Total Assets $8.87B$8.68B$8.62B$8.29B
Total Liabilities $8.08B$7.91B$7.87B$7.55B
Total Debt $94.06M$90.28M$90.85M$86.87M
Cash & Investments $53.16M$670.23M$772.39M$522.99M
Total Stockholders Equity $794.46M$775.57M$753.98M$736M
Contact Us
🎓
SharesGrow Academy
Learn how to calculate Intrinsic Value and find undervalued stocks.
Weekly live sessions
Send us a message